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6650 Palisades AVE, Naples, FL, 34109

3beds
4baths
3,243sqft
$4,235,000
$1,306price/sqft
$26,681/moest. monthly cost
$1,067,240/yrincome needed

About This Home

Permit Ready! Seagate Development Group presents the Laguna Custom Home in Palisades, one of Seagate’s newest, gated communities in the heart of Naples. This custom home is a collaboration between Seagate Development Group and JMDG Architecture, and custom landscape & hardscape design by Outside Productions. The Laguna Custom Home offers over 3,200 sq. ft. under air & nearly 5,000 sq. ft. total. The open-concept plan features 3 bedrooms, 3 full and 1 half bath, study, dining area, island kitchen, tray ceilings, outdoor living, swimming pool, and a 3-car garage with epoxy finished floors. Luxury features include double pane Andersen impact windows & doors, 10’ tall pocket sliding glass door, Sub Zero/Wolf appliances, Kohler plumbing fixtures, custom cabinets, quartz countertops, frameless shower enclosures, free standing tub in master, custom closet systems, premium wood baseboards, premium window & door casing, solid 1¾” interior doors, Emtek interior door hardware, 4" recessed LED lighting throughout every room, Control4 home automation system, spray foam insulation, sound insulation in bathrooms and laundry, level 5 drywall, lush landscaping and more! Palisades is an enclave of 25 custom homes situated in a premier Naples location with abundant amenities, only minutes away from Mercato, Waterside Shops, 2 Ritz-Carltons, and other exceptional shopping, dining, and beachfront destinations. Seagate’s portfolio of companies specialize in custom homes, renovations, interior design, estate management, and land development. Together, bringing exceptional concierge levels of service to everything we do. SALES CENTER OPEN DAILY. Photos in this listing contain virtual renderings.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

10/10
9/10
Pine Ridge Middle SchoolGrades 6-81.2 mi
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Block,Poured Concrete
  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven,Oven
  • Laundry features: Washer/Dryer Hookup,Inside

Bedroom

  • Features: First Floor Bedroom, Master BR Ground, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining - Living

Features

  • Built-In Cabinets,Closet Cabinets,Foyer,Pantry,Pull Down Stairs,Smoke Detectors,Wired for Sound,Tray Ceiling(s),Walk-In Closet(s),Den - Study,Laundry in Residence,Open Porch/Lanai
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,926
  • Total interior livable area: 3,243 sqft

Kitchen

  • Features: Gas Available, Island, Pantry, Walk-In Pantry

Property

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Concrete,Gas Heat
  • Patio & porch: Open Porch/Lanai
  • Exterior features: Outdoor Kitchen
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Lot size: 9,583 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Deeded,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,414$256,968
Home Insurance *$2,859$34,308
Property Taxes $2,082$24,984
Electricity $326$3,916
Total$26,681$320,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$914,777/yr
40% on housing$800,430/yr
45% on housing$711,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,306This listing

vs Other Active Listings

Avg $/sqft

ZIP 34109$429
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34109$412
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-09-23Price change$3,415,215
2024-09-17Price change$3,406,910
2024-08-27Price change$2,975,000
2024-05-23Price change$2,950,000
2024-05-22Listed for sale$3,317,495
2024-05-21Listing removed--
2024-04-25Price change$3,045,000
2024-02-03Price change$2,950,000
2023-12-19Price change$3,045,000
2023-04-18Listed for sale$2,950,000

New Construction

AgentJeff Garard
BrokerageSeagate Realty, LLC

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