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1 Rochester Summit Park Hls, Troy, MO, 63379

3beds
2baths
1,840sqft
$323,990
$176price/sqft
$2,191/moest. monthly cost
$87,640/yrincome needed

About This Home

Take advantage of our monthly incentive- 15,000 in flex cash. Rochester is thoughtfully crafted for modern comfort and everyday livability, making it one of our most sought-after home designs. This split 3-bedroom, 2-bath layout features an open-concept main floor with a spacious great room, bright dining area, and a well-appointed kitchen—perfect for gatherings and daily life. The owner’s suite serves as a private retreat, complete with a large walk-in closet and luxurious ensuite bath, while the main-floor laundry adds extra convenience for busy households. Personalize your Rochester with a variety of optional upgrades, including a bay window, cozy fireplace, or luxury owner’s bath. For even more living space, consider an optional recreation room or additional lower-level bedroom. Explore the possibilities using our interactive home design tool or schedule a personal consultation today to start designing your perfect Rochester.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
Boone Elementary SchoolGrades K-57.4 mi
5/10
Troy Middle SchoolGrades 6-86.5 mi
6/10
Troy Buchanan High SchoolGrades 9-125.7 mi

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Other

Other

  • Builder name: Rolwes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Other,Oven
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Storage Space,Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Finished area above ground: 1,840

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,840 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,638$19,656
Home Insurance *$226$2,712
Property Taxes $186$2,232
Electricity $141$1,693
Total$2,191$26,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,120/yr
40% on housing$65,730/yr
45% on housing$58,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 63379$242
Lincoln County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 63379$198
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$338,990
2026-01-20Price change$333,990
2025-11-16Listed for sale$331,990
2025-11-16Listing removed$331,990
2025-06-10Price change$331,990
2025-02-27Listed for sale$327,990
2024-11-13Listing removed$327,990
2024-09-17Price change$324,990
2024-06-01Price change$318,990
2024-05-16Price change$314,990
2024-05-10Price change$309,990
2024-04-29Price change$305,990
2024-04-20Price change$300,990
2024-04-10Price change$297,990
2024-04-01Price change$295,990
2024-03-01Price change$310,990
2023-07-28Price change$308,990
2023-06-06Price change$304,990
2023-05-02Price change$302,990
2022-10-10Listed for sale$322,990

New Construction

AgentAmanda A Alejandro
BrokerageRealty Shop

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