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449 Hampton Ridge Road, Fleetwood, NC, 28626

5beds
5baths
3,435sqft
$740,000
$215price/sqft
$4,634/moest. monthly cost
$185,360/yrincome needed

About This Home

New construction offering breathtaking, multi-layered mountain views and thoughtfully designed luxury living. Enjoy the outdoors year-round from the covered front and back porches, great for taking in the surrounding mountain scenery. Inside, the home features 5 bedrooms and 4½ bathrooms, including an expansive primary suite with walk-in closets and a beautifully designed walk-in shower that creates a true secluded retreat. The state-of-the-art kitchen showcases custom hickory cabinetry, elegant white quartz countertops, and exceptional craftsmanship, making it both functional and visually stunning. Throughout the home, you’ll find custom flooring and distinctive cypress log banisters that add warmth and character while complementing the mountain setting. This is a must-see property for buyers seeking an exquisite mountain home with luxury finishes, impressive views, and modern new construction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Westwood ElementaryGrades K-66.9 mi
10/10
Ashe County MiddleGrades 7-813.8 mi
3/10
Ashe County HighGrades 9-128.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Masonry,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine,Craftsman,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Finished,Interior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Window features: Double Hung,Double Pane Windows,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Stone,Propane
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 1,447
  • Finished area above ground: 1,988

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Heat Pump,2 Units

Interior Area

  • Total structure area: 3,385
  • Total interior livable area: 3,435 sqft

Property

Details

  • Parcel number: 152962752117
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Long Range,Mountain(s),Trees/Woods,Southern Exposure

Lot

  • Lot size: 1.04 Acres

Parking

  • Parking features: Driveway,Gravel,No Garage,Private,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Ashe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$291$3,492
Property Taxes $283$3,396
Electricity $319$3,839
Total$4,634$55,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,880/yr
40% on housing$139,020/yr
45% on housing$123,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 28626$187
Ashe County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 28626
Ashe County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$740,000
2026-04-27Price change$765,000
2026-03-09Listed for sale$775,000
2026-02-03Listing removed$789,000
2025-12-02Listed for sale$789,000
2025-12-02Listing removed$789,000
2025-10-31Price change$789,000
2025-10-15Price change$819,000
2025-09-25Price change$875,000
2025-07-26Listed for sale$999,000
2024-07-22Listing removed$875,000
2024-03-22Listed for sale$919,000
2024-02-08Listing removed--
2023-10-31Price change$889,000
2023-10-12Price change$999,000
2023-09-19Price change$1,149,000
2023-08-29Price change$1,199,000
2023-04-13Listed for sale$1,300,000

For Sale by Agent

AgentAndrea B Reeves
BrokerageRegency On the Lake

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