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14698 Horse Trot Rd, Lithia, FL, 33547

5beds
3baths
3,397sqft
$625,000
$184price/sqft
$4,304/moest. monthly cost
$172,160/yrincome needed

About This Home

Beautiful two-story home featuring an open floor plan that offers generous living space on both levels. The first floor showcases elegant hardwood flooring, a private office near the entry, and a guest suite that provides added privacy. The foyer opens into a bright main living area, where an island kitchen overlooks the dining and grand rooms and leads directly to the outdoor lanai. The kitchen is highlighted by Kinsdale Maple Slate cabinetry and quartz countertops. Upstairs, you’ll find a spacious bonus room and a luxurious primary suite with an oversized walk-in closet. Three additional bedrooms and a three-car tandem garage provide flexibility and ample space to suit a variety of lifestyles.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
6/10
Barrington Middle SchoolGrades 6-83.2 mi
8/10
Newsome High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Basement,Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,SIP (Structurally Insulated Panel)

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Water Filtration System,Water Softener
  • Laundry features: Inside,Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Other

Bedroom1

  • Features: No Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Features: No Closet
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Features: No Closet
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Basement
  • Area: 144
  • Dimensions: 12x12

Features

  • Built-in Features,Ceiling Fan(s),In Wall Pest System,Kitchen/Family Room Combo,Pest Guard System,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Concrete,Vinyl

Heating & Cooling

  • Heating features: Baseboard,Central,Electric,Exhaust Fan,Natural Gas,Wall Units / Window Unit
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,100
  • Total interior livable area: 3,397 sqft

Kitchen

  • Level: First
  • Area: 270
  • Dimensions: 13.5x20

Living Room

  • Level: First
  • Area: 380
  • Dimensions: 19x20

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 300
  • Dimensions: 15x20

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Bedroom,Accessible Closets,Accessible Common Area,Accessible Doors,Accessible Electrical and Environmental Controls,Accessible Central Living Area

Details

  • Parcel number: U053121C8X00001900009.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Screened
  • Exterior features: Irrigation System,Lighting,Sidewalk,Sprinkler Metered
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 6,120 sqft
  • Features: Conservation Area,City Lot,In County,Sidewalk
  • Lot size dimensions: 51 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Drought
Hail
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$366$4,392
Property Taxes $437$5,244
Electricity $341$4,102
Total$4,304$51,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,565/yr
40% on housing$129,120/yr
45% on housing$114,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 33547$226
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33547$226
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listing removed$4,800
2026-02-03Listed for sale$625,000
2026-01-22Listed for rent$4,800
2026-01-21Listing removed$4,800
2025-12-06Listed for rent$4,800
2024-01-25Sold$566,290
2023-12-21Pending sale$589,990
2023-11-14Price change$589,990
2023-11-01Price change$609,990
2023-08-08Price change$589,990
2023-07-31Price change$599,990
2023-04-13Listed for sale$617,843

For Sale by Agent

AgentStephen Hachey
BrokerageFLAT FEE MLS REALTY

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