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704 E Jackson Rd, Union, MS, 39365

2beds
1baths
900sqft
$59,999
$67price/sqft
$604/moest. monthly cost
$24,160/yrincome needed

About This Home

Property could readily be zoned Commercial upon town board approval, if buyer desires! INCOME PRODUCING PROPERTY IN DOWNTOWN UNION MISSISSIPPI!! This 900 sqft home consist of one nice size bedroom and one office/bedroom with nice size kitchen and living area. GREAT INVESTMENT OPPORTUNITY!! This home is currently occupied with a tenant. Seller would love to sell this home and the home next door that currently has a tenant renting part of the home. Seller offering package deal for $114,999.00 GREAT CHANCE TO OWN TWO INCOME PRODUCING PROPERTIES!! Call today to schedule a tour. Please allow 24 hour notice.Property may be zoned commercial if buyer desired.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Union Elementary SchoolGrades PK-40.3 mi
7/10
Union Middle SchoolGrades 5-80.4 mi
9/10
Union High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1960

Materials

  • Foundation: Conventional
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Hardwood,Linoleum

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 073d0605002.00

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 8,712 sqft
  • Features: City Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Newton County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$85$1,020
Property Taxes $24$288
Electricity $192$2,304
Total$604$7,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,708/yr
40% on housing$18,120/yr
45% on housing$16,106/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.1%
-8.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 39365$122
Newton County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 39365
Newton County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-25Price change$45,000
2025-12-03Price change$50,000
2025-08-12Listed for sale$55,000
2025-04-24Pending sale$55,000
2024-11-12Price change$55,000
2024-08-23Listed for sale$57,600
2024-05-01Listing removed--
2023-10-16Listing removed$57,600
2023-04-11Listed for sale$57,600

For Sale by Agent

AgentCindy Johnston
BrokerageNix-Tann & Associates, Inc.

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