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9018 Ramsford Ct, Mint Hill, NC, 28227

3beds
3baths
1,930sqft
$459,000
$238price/sqft
$2,951/moest. monthly cost
$118,040/yrincome needed

About This Home

McEwen Village home, minutes from downtown Mint Hill! This stylish home offers easy living with an open floor plan. Modern LVP flooring, neutral wall colors, and elegant finishes create a bright, move-in-ready space. The living room showcases custom built-ins flanking a cozy fireplace, while the chef’s kitchen impresses with designer ivory cabinetry, quartz countertops, a stainless-steel appliance package with a burner, double-oven gas range, tiled backsplash, and a walk-in pantry. McEwen Village offers playgrounds, walking trails, and scenic McEwen Lake—all less than three minutes from downtown Mint Hill’s favorites like Hawthorne’s Pizza, CharBar, local coffee house, Country Cottage Nursery, and more. Harris Teeter, Aldi, and Publix are all within a mile, with Mint Hill Veterans Memorial Park and I-485 just four minutes away. Very good opportunity for investors as tenant is already there and paying $2400 rent monthly. If you are looking for primary home, we need to give 60 days notice to tenant.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
Bain ElementaryGrades K-50.6 mi
4/10
Mint Hill Middle SchoolGrades 6-83.1 mi
6/10
Independence HighGrades 9-122.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Microwave,Convection Oven,Dishwasher,Disposal,Dryer,Oven,Refrigerator,Washer
  • Laundry features: In Unit

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,930

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,930
  • Total interior livable area: 1,930 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 13706636
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$147$1,764
Property Taxes $284$3,408
Electricity $200$2,405
Total$2,951$35,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,177/yr
40% on housing$88,530/yr
45% on housing$78,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$459,000
2023-10-13Listing removed--
2023-09-28Listed for rent$2,400
2023-07-28Sold$400,000
2023-07-19Listing removed--
2023-07-14Listed for rent$2,400
2023-06-22Price change$404,990
2023-06-10Price change$409,990
2023-05-18Price change$419,990
2023-05-06Price change$438,865
2023-04-28Price change$418,865
2023-04-22Price change$415,865
2023-04-08Listed for sale$412,865

For Sale by Agent

AgentSatish Gutta
BrokerageGUTTA LLC

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