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7517 Gardner St, Brooksville, FL, 34613

5beds
3baths
2,630sqft
$325,000
$124price/sqft
$2,086/moest. monthly cost
$83,440/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to this stunning, like new home in Spring Hill, located in the highly desirable Waterford community! Built in 2023, this spacious 2-story residence offers 2,605 sq ft of living space, featuring 5 bedrooms and 3 bathrooms perfect for growing families or those who love additional living space to spread out. The first floor includes an additional room that provides a flexible area for work or play, along with a full bathroom. The second floor features an expansive primary bedroom and three additional bedrooms, along with a versatile loft area ideal for a media room, playroom, or home office. The heart of the home is the modern kitchen, showcasing granite countertops and ample space for cooking and entertaining, while the open-concept layout creates a seamless flow between the living and dining areas, making it perfect for gatherings. Step outside to your fully fenced backyard oasis, complete with a paver brick patio and outdoor TV setup--an ideal space for relaxing evenings or hosting guests year round. Enjoy unbeatable convenience with the community clubhouse and beautiful pool just a 3-minute walk away, giving you easy access to resort-style amenities, while the Waterford community offers incredible value and a welcoming neighborhood feel. Location is everything, and this home truly delivers you're just a few turns away from local hospitals and everyday essentials, and only minutes from the natural beauty of Weeki Wachee Springs State Park, along with nearby Gulf Coast beaches and an abundance of shopping centers, restaurants, and entertainment options within a short drive. Combining modern construction, generous space, and an unbeatable location, this home truly checks all the boxes don't miss your chance to own this move-in-ready gem!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
3/10
Central High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Pantry,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,630
  • Total interior livable area: 2,630 sqft

Property

Details

  • Parcel number: R30 222 18 3781 0000 0040
  • Zoning: Other
  • Zoning description: Other
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$166$1,992
Property Taxes $13$156
Electricity $264$3,176
Total$2,086$25,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,520/yr
40% on housing$62,580/yr
45% on housing$55,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 34613$175
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34613$174
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$355,000
2023-09-20Sold$359,990
2023-07-25Pending sale$359,990
2023-07-05Price change$359,990
2023-06-19Price change$357,990
2023-05-16Price change$370,990
2023-04-05Listed for sale$382,990

For Sale by Agent

AgentRoss A Hardy
BrokerageREMAX Marketing Specialists

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