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9004 Old Creek Trl, Cincinnati, OH, 45249

5beds
5baths
0sqft
$1,495,000
--price/sqft
$10,067/moest. monthly cost
$402,680/yrincome needed

About This Home

New custom home build in the Terwilligers Run neighborhood in Montgomery, featuring 5 bedrooms, 4.5 bathrooms and nearly 4,000 ft of finished space. Entertain your friends in the open floor plan and 10ft ceilings highlighted by a gourmet kitchen, back kitchen, and screened-in porch. Professionally landscaped, low-maintenance, lock-and-leave, designed for entertaining without the upkeep. The home boasts its craftmanship with gleaming 5" white oak flooring, beams, built-ins, and precision tile and woodwork. Spa-inspired, primary suite bathroom and custom closet. Close proximity to all that Montgomery has to offer including award-winning schools. Owner/agent.

Getting Around

6
WalkingCar-Dependent
15
TransitMinimal Transit
7
BikeSomewhat Bikeable

Schools

9/10
Symmes Elementary SchoolGrades PK-41.1 mi
9/10
Sycamore High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman/Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Second

Bathroom4

  • Features: Full
  • Level: Lower

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Level: 4
  • Area: 168

Bedroom4

  • Level: Second
  • Area: 156

Bedroom5

  • Level: Lower
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 140

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Great Room

  • Level: First
  • Area: 294

Heating & Cooling

  • Heating features: Gas Furn EF Rtd 95%+
  • Cooling features: Variable Speed HVAC

Interior Area

  • Total structure area: 0

Kitchen

  • Area: 252

Living Room

  • Area: 330

Master Bathroom

  • Features: Double Shower,Double Vanity,Tub

Master Bedroom

  • Features: Vaulted Ceiling(s),Wood Floor
  • Level: Second
  • Area: 238

Office

  • Level: First
  • Area: 168

Property

Details

  • Parcel number: 6030025012800
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.76 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$434$5,208
Property Taxes $1,881$22,572
Electricity $193$2,320
Total$10,067$120,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$345,154/yr
40% on housing$302,010/yr
45% on housing$268,453/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45249$267
Hamilton County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 45249$203
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$1,495,000
2026-06-25Listed for sale$1,575,000
2024-06-24Sold$94,000
2024-06-21Pending sale$99,000
2024-05-21Listed for sale$99,000
2024-05-20Listing removed--
2023-12-26Listed for sale$1,445,000
2023-04-19Sold$62,500
2023-04-17Pending sale$95,000
2023-04-04Listed for sale$95,000

New Construction

AgentMatthew Tedford
BrokerageReinvest Consultants, LLC

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