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0 Old Highway 50 #2, Gerald, MO, 63037

0beds
0baths
--sqft
$735,000
--price/sqft
$5,099/moest. monthly cost
$203,960/yrincome needed

About This Home

105 m/l acres in Franklin County MO. This property has a great balance of pasture & Timber ground making a perfect set up for a farm or potential building site with the gorgeous country setting and views. The pastures have been used for corn and hay in the past and could potentially be reworked to produce again. The property sits just off the highway for convenient access and easy access to town for all your amenities. Come check out this beautiful property today! Tract to be surveyed and must be approved by Franklin County zoning. Property will be accessed from New Highway 50. No Road or driveway in place.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Gerald Elementary SchoolGrades PK-54.0 mi
5/10
Owensville Middle SchoolGrades 6-811.6 mi
5/10
Owensville High SchoolGrades 9-1211.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 1593200000007000
  • Special condition: Standard

Features

  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 105 Acres
  • Features: Gently Rolling

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$795$9,540
Property Taxes $447$5,364
Electricity $141$1,693
Total$5,099$61,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,822/yr
40% on housing$152,970/yr
45% on housing$135,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63037$104
Franklin County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 63037$151
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-07Price change$735,000
2024-11-12Price change$630,000
2023-04-03Listed for sale$888,000

For Sale by Agent

AgentJeffrey Browning
BrokerageLiving The Dream Inc.

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