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157 Peachwood Ln, Homer, GA, 30547

4beds
4baths
2,862sqft
$550,000
$192price/sqft
$4,063/moest. monthly cost
$162,520/yrincome needed

About This Home

Located in the prestigious Chimney Oaks golf community, this nearly-new Craftsman-style ranch offers the perfect blend of modern luxury and quiet country living. Built in 2021, the Mickelson floorplan features a thoughtfully designed 1.5-story layout with 4 bedrooms, 3.5 bathrooms, and over 2,800 square feet of impeccably maintained living space. Home can be sold furnished. Interior Highlights: * Open Concept Living: Experience grand 10-foot ceilings and 8-foot doors that enhance the airy, spacious feel. The main living area features a floor-to-ceiling wood-burning fireplace and elegant crown molding throughout. * Gourmet Kitchen: A chef's dream equipped with granite countertops, a massive center island, premium stainless-steel appliances, and a generous walk-in pantry. * Flexible Layout: The main level hosts the primary suite plus two additional bedrooms. Upstairs, discover a private 4th bedroom with a full bath and walk-in closet-perfect for a guest suite, teen retreat, or home office.3 * Owner's Suite: Relax in the primary bath featuring a double vanity, soaking tub, separate tiled shower, and a large walk-in closet. Outdoor & Exterior Features: * Outdoor Living: Step out to a custom screened-in back porch complete with a dedicated grilling area-ideal for year-round entertaining. * 3-Car Side Entry Garage: A rare find! Includes beautiful epoxy-coated floors and is pre-wired with an electric charging outlet for your EV * Energy Efficiency: The home is upgraded with spray foam insulation (including over the garage) for maximum climate control and lower utility bills. Community Amenities: Living in Chimney Oaks means access to a top 50 nationally ranked 18-hole golf course, a junior Olympic-sized pool, tennis courts, a state-of-the-art fitness center, and a clubhouse featuring a restaurant and conference facilities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
6/10
Banks County High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Split Bedroom Plan,Tile Bath,Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,862
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 2,862
  • Total interior livable area: 2,862 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: B50D016

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Garden,Sprinkler System

Lot

  • Lot size: 0.50 Acres
  • Features: Level

Parking

  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level,Off Street,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$188$2,256
Property Taxes $816$9,792
Electricity $278$3,336
Total$4,063$48,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,302/yr
40% on housing$121,890/yr
45% on housing$108,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 30547$151
Banks County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 30547
Banks County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$635,000
2026-03-05Price change$640,000
2026-02-15Price change$660,000
2026-01-01Price change$650,000
2025-10-31Listed for sale$680,000
2023-07-18Listing removed$574,900
2023-06-21Price change$574,900
2023-04-03Listed for sale$589,900
2022-02-04Sold$529,900

For Sale by Agent

AgentSusan H Ayers
BrokerageClickit Realty Inc.

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