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6566 Creek Cir, Bessemer, AL, 35022

4beds
3baths
1,613sqft
$325,000
$201price/sqft
$2,262/moest. monthly cost
$90,480/yrincome needed

About This Home

2023-Built. Owner-Upgraded. Truly Move-In Ready. There is a meaningful difference between a house that is new and a house that is finished — and this one is finished. Built in 2023 and meticulously maintained since day one, this 4-bedroom home represents one of the best opportunities in the Birmingham metro. The current owners have invested in the upgrades that makes a home truly livable: custom window blinds throughout the home, a fully fenced backyard, gutters, an epoxy-coated garage floor for a clean finished look, and a freshly painted garage interior. Situated with direct, easy access to I-459, this home puts you within comfortable reach of both Birmingham and Tuscaloosa — a geographic advantage for buyers who commute, travel frequently, or simply want the flexibility of two major metro areas at their doorstep. Four bedrooms. Meticulously maintained. Zero deferred maintenance.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
8/10
Mcadory Middle SchoolGrades 6-86.0 mi
3/10
Mcadory High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level,Laundry Room,Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Linen Closet,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,613

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,613 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 4200121000022.011
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$222$2,664
Property Taxes $157$1,884
Electricity $240$2,881
Total$2,262$27,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,554/yr
40% on housing$67,860/yr
45% on housing$60,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 35022$130
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35022$151
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$310,000
2026-05-07Listed for sale$325,000
2023-08-31Sold$292,400
2023-07-06Pending sale$292,400
2023-05-31Price change$292,400
2023-04-29Price change$289,900
2023-04-01Listed for sale$294,900

For Sale by Agent

AgentJerry Sager, Keller Williams Realty Hoover
BrokerageKeller Williams Realty Hoover

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