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4405 Nolan Lake Ct, Loveland, CO, 80538

5beds
3baths
3,783sqft
$989,900
$262price/sqft
$6,146/moest. monthly cost
$245,840/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac, 4405 Nolan Lake Ct offers the kind of setting that is peaceful, private, and ideally located near everything Loveland has to offer. Beautifully maintained, this home combines functionality, comfort, and thoughtful design just minutes from shopping, dining, trails, and Boyd Lake. Inside, the home feels immediately welcoming, with abundant natural light and a spacious, open layout that flows effortlessly for both everyday living and entertaining all with a walkout basement. The well-appointed kitchen connects seamlessly to comfortable living spaces, while the primary suite provides a relaxing retreat. Additional bedrooms offer flexibility for guests, a home office, or hobbies. One of the standout features of this property is the expansive 5-car garage, fully finished with insulation, heat, and epoxy floors-ideal for car enthusiasts, workshop space, storage, or simply added flexibility that is increasingly hard to find. Step outside to enjoy a well-sized yard and inviting outdoor space, perfect for summer evenings or morning coffee. With a balance of usable space and low-maintenance living, and close proximity to parks, trails, and Boyd Lake, this home offers a lifestyle that truly captures the best of Northern Colorado living.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
High Plains SchoolGrades PK-80.3 mi
7/10
Mountain View High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Composition

Other

  • Builder model: The Hudson 55
  • Builder name: Bridgewater Home

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Double Oven,Dishwasher,Refrigerator,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom4

  • Level: Basement
  • Area: 132
  • Dimensions: 12 x 11

Bedroom5

  • Level: Basement
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 81
  • Dimensions: 9 x 9

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s),Wet Bar,Kitchen Island,High Ceilings
  • Window features: Window Coverings,Bay or Bow Window
  • Flooring: Wood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,884
  • Finished area above ground: 1,899

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,783
  • Total interior livable area: 3,783 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 17 x 13

Laundry

  • Level: Main
  • Area: 77
  • Dimensions: 7 x 11

Living Room

  • Level: Main
  • Area: 315
  • Dimensions: 21 x 15

Primary Bedroom

  • Features: Luxury Features Primary Bath,5 Piece Primary Bath
  • Level: Main
  • Area: 208
  • Dimensions: 16 x 13

Recreation Room

  • Level: Basement
  • Area: 589
  • Dimensions: 31 x 19

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Parcel number: R1676929
  • Zoning: Res
  • Special condition: Private Owner
  • Exclusions: Personal property,clothes washer and dryer

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Sprinkler System
  • Fencing: Wood
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac,Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 5
  • Parking features: Attached,Oversized,Tandem
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$428$5,136
Property Taxes $428$5,136
Electricity $285$3,426
Total$6,146$73,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,720/yr
40% on housing$184,380/yr
45% on housing$163,893/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$214
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$989,900
2024-08-16Sold$989,000
2024-07-24Pending sale$989,000
2024-07-12Price change$989,000
2024-05-06Price change$999,990
2024-04-15Price change$1,035,000
2023-11-14Price change$1,045,000
2023-05-02Price change$1,049,900
2023-04-12Price change$1,049,795
2023-04-11Price change$1,036,243
2023-04-07Price change$983,006
2023-03-31Listed for sale$963,186

For Sale by Agent

AgentCory Younie
BrokerageBison Real Estate Group

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