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4045 Delhi Ave, Cincinnati, OH, 45204

3beds
2baths
1,078sqft
$205,000
$190price/sqft
$1,696/moest. monthly cost
$67,840/yrincome needed

About This Home

Don't miss this beautifully updated 3-bedroom, 2-bath home featuring a complete remodel in 2024. This move-in-ready property offers fresh interior paint, new windows, new ceiling fans, and newer carpet in the living room and bedrooms. The updated eat-in kitchen features soft-close white cabinetry, granite countertops, luxury vinyl plank flooring, and stainless-steel appliances, including the stove, refrigerator, dishwasher, and range hood. The hall bath has been tastefully updated with a newer vanity, toilet, and flooring. Step outside to a covered patio overlooking Embshoff Woods Nature Preserve, providing a peaceful, private setting with no rear neighbors. The fully fenced backyard with a wood privacy fence is perfect for relaxing or entertaining. An exterior storage area offers additional space for tools and seasonal items. Conveniently located with quality updates throughout, this home is a must-see.

Getting Around

13
WalkingCar-Dependent
30
TransitSome Transit
9
BikeSomewhat Bikeable

Schools

6/10
8/10
Delhi Middle SchoolGrades 6-81.7 mi
5/10
Oak Hills High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Block
  • Roof: Shingle,Composition
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Disposal,Microwave,Oven/Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 143

Bedroom3

  • Level: First
  • Area: 110

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Recessed Lighting
  • Window features: Aluminum Frames,Picture,Slider

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,078
  • Total interior livable area: 1,078 sqft

Kitchen

  • Features: Eat-in Kitchen,Walkout,Laminate Floor,Marble/Granite/Slate
  • Area: 110

Living Room

  • Features: Wall-to-Wall Carpet
  • Area: 209

Master Bathroom

  • Features: Shower,Tile Floor

Master Bedroom

  • Features: Bath Adjoins,Wall-to-Wall Carpet
  • Level: First
  • Area: 135

Office

  • Area: 0

Property

Details

  • Parcel number: 5400010010800
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck/Patio
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.27 Acres
  • Features: Wooded,Less than .5 Acre
  • Lot size dimensions: 58 x 200

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$210$2,520
Property Taxes $257$3,084
Electricity $193$2,320
Total$1,696$20,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,148/yr
40% on housing$50,880/yr
45% on housing$45,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 45204$78
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45204$75
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$199,000
2026-07-24Price change$205,000
2026-07-17Listed for sale$215,000
2025-06-10Sold$185,000
2025-05-05Pending sale$189,900
2025-04-03Listed for sale$189,900
2023-07-28Sold$155,000
2023-06-22Pending sale$149,900
2023-06-20Listed for sale$149,900

For Sale by Agent

AgentJoshua K. Wheaton
BrokerageSibcy Cline, Inc.

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