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13 Jefferson St, Onancock, VA, 23417

3beds
2baths
1,581sqft
$455,200
$288price/sqft
$3,016/moest. monthly cost
$120,640/yrincome needed

About This Home

Brand new construction in the charming waterfront town of Onancock! This 3 bedroom, 2 full bath home sits on 0.32 acres and is currently under construction, offering the opportunity to own a beautiful new home in a growing area surrounded by other new builds. Conveniently located directly across from a dog park, with the town of Onancock known for its charm and welcoming community, perfect for enjoying daily strolls with your pet. This home includes a 1 year builder's warranty for added peace of mind. Come experience the beauty, comfort, and coastal lifestyle of Virginia's Eastern Shore in your brand new home!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
8/10
Nandua Middle SchoolGrades 6-82.1 mi
5/10
Nandua High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space,Block
  • Roof: Composition,Age 0-9 yrs +/-
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Eastern Shore Style
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 1st Floor Bedroom
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,581
  • Total interior livable area: 1,581 sqft

Property

Details

  • Zoning description: Residential

Features

  • Levels: One
  • Patio & porch: Porch

Lot

  • Lot size: 0.32 Acres
  • Features: <.5 acre +/-
  • Lot size dimensions: .32 ac

Parking

  • Parking features: Garage,Attached,Stone Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,301$27,612
Home Insurance *$324$3,888
Property Taxes $189$2,268
Electricity $202$2,433
Total$3,016$36,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,405/yr
40% on housing$90,480/yr
45% on housing$80,426/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 23417$174
Accomack County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 23417
Accomack County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$455,200
2023-07-07Listing removed$299,632
2023-03-29Listed for sale$299,632

New Construction

AgentHill Real Estate Group, Llc
BrokerageCOLDWELL BANKER HARBOUR REALTY

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