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3500 Balboa Cir, Montgomery, TX, 77356

2beds
2baths
1,280sqft
$219,500
$171price/sqft
$1,819/moest. monthly cost
$72,760/yrincome needed

About This Home

For Sale By Owner: Margaritaville Lake Conroe Resort Living Price: $204,600 (Reduced) Down Payment: $18,000 Monthly Payments: $1890 No Bank Qualifying Necessary! Ideal For: **Retirees seeking an active, vibrant social community. **Boating Enthusiasts wanting immediate, seamless lake access. **Avid Golfers looking for a championship course in their backyard. **Minimalists wanting to trade high maintenance or downsize for experience-driven living. **Vacation-Home Buyers and families looking for a perpetual resort escape. This inspiring home has 2 bedrooms and 2 bathrooms on opposing sides for maximum privacy, island-inspired open-concept living space with high ceilings and bright, airy views, quartz countertops and stainless steel appliances. Newer full-sized stacker washer/dryer. Perfect for a full-time residence or weekend getaway. **The Resort Lifestyle (1 Hour North of Houston): The Golf Cart Life: Leave your car keys behind and travel via dedicated golf cart paths. **Dining: Walk or take your golf cart to LandShark Bar & Grill, 5 o'Clock Somewhere Bar, and License to Chill Café. **Amenities: Access to Waterstone Marina, a sprawling water park with a lazy river, and the full-service St. Somewhere Spa. **Recreation: Steps away from the 18-hole, par-71 Margaritaville Championship Golf Course. Location: Minutes from premier Conroe & Woodlands shopping, dining, and top-tier medical facilities.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
7/10
Montgomery High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: concrete

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,280 sqft

Property

Details

  • Parcel number: 40139003800

Features

  • Exterior features: Cement / Concrete

Lot

  • Lot size: 3,606 sqft

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,109$13,308
Home Insurance *$173$2,076
Property Taxes $299$3,588
Electricity $238$2,859
Total$1,819$21,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,365/yr
40% on housing$54,570/yr
45% on housing$48,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$188
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$204,600
2026-07-27Listed for sale$219,500
2026-07-15Listing removed$190,000
2026-06-22Price change$190,000
2026-06-10Listed for sale$191,500
2026-06-08Listing removed$200,350
2026-05-29Listed for rent$1,600
2026-05-22Price change$200,350
2026-04-24Price change$200,450
2026-03-28Listed for sale$204,490
2026-03-26Listing removed$204,995
2026-02-25Price change$204,995
2026-01-17Listed for sale$210,000
2026-01-08Listing removed$215,000
2025-11-21Listed for sale$215,000
2024-09-13Listing removed$1,800
2024-08-10Listed for rent$1,800
2024-08-10Listing removed--
2024-07-30Listed for rent$1,800
2024-07-24Sold--
2024-07-04Pending sale$200,000
2024-06-24Listed for sale$200,000

For Sale by Owner

AgentProperty Owner

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