342 Ranch Rd, Rainsville, AL, 35986
About This Home
Welcome to your dream home! This stunning 4-bedroom, 3-bathroom Modern Ranch-style masterpiece perfectly blends classic charm with modern luxury. Situated in one of Rainsville's most sought-after neighborhoods, this property offers unparalleled convenience to local shopping and dining. Step inside to discover a spacious, thoughtful layout that includes a private bonus workspace perfect for a home office or remote employment. Outside, the property transforms into a serene outdoor sanctuary. You can enjoy your morning coffee or evening relaxation on the beautiful screened-in porch, or host summer barbecues on the adjacent concrete patio in the privacy of your own fully fenced backyard.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Microwave,Electric Water Heater
Bathroom1
- Features: Double Vanity,Granite Counters,Recessed Lighting,Walk-In Closet(s),LVP
- Level: First
- Area: 110
Bathroom2
- Features: Granite Counters,Recessed Lighting,LVP Flooring
- Level: First
- Area: 54
Bedroom2
- Features: Ceiling Fan(s),LVP Flooring
- Level: First
- Area: 132
Bedroom3
- Features: Ceiling Fan(s),LVP
- Level: First
- Area: 132
Bedroom4
- Features: LVP
- Level: First
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Crown Molding,Recessed Lighting,LVP Flooring
- Level: First
- Area: 132
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 1
Interior Area
- Total interior livable area: 2,800 sqft
Kitchen
- Features: 12’ Ceiling,Granite Counters,LVP
- Level: First
- Area: 255
Laundry Room
- Features: Recessed Lighting,LVP Flooring
- Level: First
- Area: 56
Living Room
- Features: Crown Molding,Fireplace,Recessed Lighting,Vaulted Ceiling(s),LVP
- Level: First
- Area: 336
Master Bedroom
- Features: Ceiling Fan(s),Crown Molding,Recessed Lighting,Tray Ceiling(s),LVP
- Level: First
- Area: 280
Office
- Features: Crown Molding,Recessed Lighting,LVP
- Level: First
- Area: 168
Property
Details
- Parcel number: 1504190001038.022
Features
- Patio & porch: Patio,Screened Porch
- Exterior features: Curb/Gutters,Sidewalk
Lot
- Features: Cleared
Parking
- Parking features: Garage-Two Car,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,877 | $34,524 |
| Home Insurance * | $427 | $5,124 |
| Property Taxes | $113 | $1,356 |
| Electricity | $313 | $3,759 |
| Total | $3,730 | $44,760 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-04 | Price change | $569,000 |
| 2026-06-01 | Listed for sale | $580,000 |
| 2023-09-01 | Listing removed | -- |
| 2023-03-28 | Listed for sale | $539,900 |
View on Zillow