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3020 N 405 W, Angola, IN, 46703

3beds
3baths
2,171sqft
$479,900
$221price/sqft
$3,365/moest. monthly cost
$134,600/yrincome needed

About This Home

Unusual circumstances create a great buying opportunity! Check out this GORGEOUS (virtually knew) Kiracofe built 3 bed 2.5 bath ranch with almost 2200 sq feet in Stoneyridge! (please excuse the "clutter" but the owners aren't even unpacked yet!) Here's the back story kids, these folks had a 4k sq ft home with a pond on 20 acres in Michigan for the last 20 years and sold it last spring. They wanted to downsize and be back here in the Land Of 101 Lakes again but we couldn't find the right lake place (then) so they bought this beautiful Kiracofe spec home in a great neighborhood. Well 3 months later they realize suburbia just isn't for them. THEN the right lake place pops up, so BOOM! It's time to move back to Michigan and get their toes back in the water! So come take a look at this BEAUTY, as you can see it's priced to sell! I've included (with permission) some of the builders pictures from the previous listing in the MLS to show the truly wide open concept this home offers! So new the property taxes aren't aren't out yet!!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
8/10
Angola Middle SchoolGrades 6-85.9 mi
5/10
Angola High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Oven,Gas Range,Gas Water Heater,Water Softener Owned

Basement

  • Basement: Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 180

Features

  • 1st Bdrm En Suite,Vaulted Ceiling(s),Walk-In Closet(s),Open Floorplan,Split Br Floor Plan,Stand Up Shower,Main Level Bedroom Suite
  • Door features: Pocket Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,171

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,171
  • Total interior livable area: 2,171 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 460

Property

Details

  • Parcel number: 760606440801.000011

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch Covered,Porch
  • Fencing: Partial

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot,Level,Rural Subdivision
  • Lot size dimensions: 95x328

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$280$3,360
Property Taxes $460$5,520
Electricity $199$2,388
Total$3,365$40,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,371/yr
40% on housing$100,950/yr
45% on housing$89,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 46703$218
Steuben County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 46703$166
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Sold$460,000
2025-06-30Listed for sale$479,900

For Sale by Agent

AgentTimothy J Zank
BrokerageRE/MAX Results

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