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6 Stephens Ln, Sumrall, MS, 39482

3beds
2baths
1,685sqft
$299,500
$178price/sqft
$2,051/moest. monthly cost
$82,040/yrincome needed

About This Home

This beautiful 3-bedroom, 2-bath home offers the perfect blend of comfort, functionality and space!! Situated on 1 +/- acre, this property provides plenty of room to enjoy both indoors and out. Property Highlights include: Open-concept layout with split floor plan, Spacious primary suite featuring tub and separate shower, Large pantry, Large Laundry room, Two-car garage and Privacy-fenced backyard.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
6/10
Seminary Middle SchoolGrades 5-89.2 mi
6/10
Seminary High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick Veneer,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Range Hood,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Granite Counters,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 1,685 sqft

Property

Details

  • Parcel number: 11703601917
  • Zoning description: Single Family Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Privacy,Fenced

Lot

  • Lot size: 1 Acres
  • Features: Cleared
  • Lot size dimensions: 210' x 219'

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Covington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$243$2,916
Property Taxes $102$1,224
Electricity $192$2,304
Total$2,051$24,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,320/yr
40% on housing$61,530/yr
45% on housing$54,693/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.1%
-12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 39482$165
Covington County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 39482
Covington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$299,500
2026-05-05Price change$304,500
2026-04-15Price change$310,000
2026-03-10Listed for sale$315,000
2023-08-14Sold--
2023-07-13Pending sale$284,900
2023-03-25Listed for sale$284,900

For Sale by Agent

AgentRebecca Daniels
BrokerageRad Real Estate Sales

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