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150 Michael Ln, Brandenburg, KY, 40108

3beds
2baths
1,488sqft
$279,400
$188price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

Built in 2023, this well-kept home offers 1,488 square feet, a 2-car garage, paid-for solar panels, and a covered front porch. At **150 Michael Lane in Brandenburg**, the layout features an open living room with engineered hardwood floors flowing into an eat-in kitchen with generous counter space, white cabinetry, an electric range, microwave, dishwasher, and side-by-side refrigerator. The dining area is set within the kitchen for easy everyday living and entertaining. A separate hallway leads to the bedroom wing, where two secondary bedrooms offer carpet and good closet space. The hall bath includes a double vanity with hard-surface tops, tile flooring, and a fiberglass shower surround. The spacious primary bedroom also features carpet, double closets, and a private bath with double vanities, taller cabinetry, hard-surface tops, tile flooring, and a shower surround. Additional features include a laundry room with tile flooring, electric hot water, electric heat, shingle roof, white vinyl siding, and city water and sewer through the City of Brandenburg. Outside, you'll find a small side porch, exterior solar features, and the convenience of an attached 2-car garage. A standout feature of this home is the installed solar panel system, which is fully paid for and will transfer with the property, offering the potential for long-term energy savings and lower electric utility costs. With modern finishes, energy-efficient features, and a functional single-level layout, this 2023-built home offers comfortable living in a practical Brandenburg location.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
5/10
--

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1124000068

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,412$16,944
Home Insurance *$132$1,584
Property Taxes $325$3,900
Electricity $154$1,850
Total$2,023$24,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 40108$156
Meade County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 40108$150
Meade County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$284,900
2026-04-17Listed for sale$289,900
2024-01-31Sold$259,000
2024-01-04Pending sale$259,900
2023-12-26Price change$259,900
2023-12-01Price change$264,900
2023-10-25Listed for sale$270,000
2023-04-27Sold$248,800
2023-03-25Listed for sale$248,800

For Sale by Agent

AgentBrian Chism
BrokerageNextHome Chism Realty

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