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23-40 205th Street, Bayside, NY, 11360

3beds
2baths
1,130sqft
$915,000
$810price/sqft
$5,636/moest. monthly cost
$225,440/yrincome needed

About This Home

ONE FAMILY CAPE, PRIME LOCATION

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
Ps 159Grades PK-50.5 mi
9/10
Ms 158 Marie CurieGrades 6-81.6 mi
6/10
Bayside High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Attic: None

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Property

Details

  • Parcel number: 058040028
  • Special condition: None

Lot

  • Lot size: 4,320 sqft
  • Lot size dimensions: 45 x 96

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance *$193$2,316
Property Taxes $571$6,852
Electricity $246$2,954
Total$5,636$67,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,234/yr
40% on housing$169,080/yr
45% on housing$150,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$810This listing

vs Other Active Listings

Avg $/sqft

ZIP 11360$471
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11360$633
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$915,000
2023-04-17Listing removed--
2023-04-10Price change$899,000
2023-03-24Listed for sale$939,000

For Sale by Agent

AgentAsef Ali
BrokerageHome Source Realty Inc

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