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390 N RAILROAD Avenue, Chino Valley, AZ, 86323

4beds
2baths
2,067sqft
$399,999
$194price/sqft
$2,483/moest. monthly cost
$99,320/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 2-bath home on nearly half an acre in a quiet, scenic setting. Inside, enjoy an open floor plan with a spacious living room, updated kitchen featuring granite countertops, large island, and modern lighting, plus a dining area and cozy great room with wood-burning fireplace. The split layout offers a private primary suite with garden tub, while both baths include new granite, sinks, and fixtures. Updates include fresh paint, baseboards, blinds, windows (2022), roof (2022), doors, and sealed vents. Outside offers a covered patio, RV parking, sprinkler system, and space for animals. Move-in ready!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
Heritage Middle SchoolGrades 6-82.3 mi
5/10
Chino Valley High SchoolGrades PK,9-121.5 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Vertical Siding,Wood Frame,Ducts Professionally Air-Sealed

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Gas Range,Gas Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Eat-in Kitchen,Vaulted Ceiling(s),Kitchen Island,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Skylight(s),Double Pane Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,067
  • Total interior livable area: 2,067 sqft

Property

Details

  • Parcel number: 30603061

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Spa features: None
  • Fencing: Front Yard,Back Yard,Block,Chain Link
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.43 Acres
  • Features: East/West Exposure,Sprinklers In Front,Grass Front,Synthetic Grass Frnt

Parking

  • Parking features: Off Street,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $110$1,320
Property Taxes $133$1,596
Electricity $218$2,626
Total$2,483$29,796

Income You'd Need if You Spent...

35% on housing$85,131/yr
40% on housing$74,490/yr
45% on housing$66,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 86323$209
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86323$280
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$399,999
2026-04-28Price change$399,999
2026-04-08Listed for sale$420,000
2010-02-01Sold$60,000
2005-03-10Sold$119,900

For Sale by Agent

AgentCharlotte Winder
BrokerageRealtyONEGroup Mountain Desert

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