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1507 Merritt St, Temple, TX, 76504

3beds
2baths
1,308sqft
$228,000
$174price/sqft
$1,843/moest. monthly cost
$73,720/yrincome needed

About This Home

A beautiful single-story, 3-bedroom, 2-bathroom home features approximately 1,263 square feet of living space. The entry opens to the secondary bedrooms and bath with hall linen closet. The kitchen includes a breakfast bar and corner pantry and opens to family room. The main bedroom, bedroom 1, offers privacy along with attractive bathroom features such as single vanity and walk-in closet. The standard covered patio is located off the dining area. Kitchen finishes include beautiful white cabinetry, granite countertops and stainless-steel appliances. You’ll enjoy added security in your new D.R. Horton home with our Home is Connected features. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Temple High SchoolGrades 8-120.9 mi
5/10
Lamar Middle SchoolGrades 6-81.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Slate
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Range,Electric Water Heater,Disposal,Microwave,Range Hood,Some Electric Appliances,Built-In Oven,Range
  • Laundry features: Washer Hookup,Laundry in Utility Room,Laundry Room

Bathroom

  • Level: Lower
  • Dimensions: 8X10

Bathroom

  • Level: Lower
  • Dimensions: 5X8

Bedroom

  • Level: Lower
  • Dimensions: 10X10

Bedroom

  • Level: Lower
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Dimensions: 10X12

Features

  • Other,See Remarks,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl,Wood
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,308 sqft

Kitchen

  • Level: Lower
  • Dimensions: 10X12

Living Room

  • Level: Lower
  • Dimensions: 14X16

Master Bedroom

  • Level: Lower
  • Dimensions: 12X14

Property

Details

  • Parcel number: 513904

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other,See Remarks
  • Fencing: Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,002 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,152$13,824
Home Insurance *$212$2,544
Property Taxes $241$2,892
Electricity $238$2,859
Total$1,843$22,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,188/yr
40% on housing$55,290/yr
45% on housing$49,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$96
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$228,000
2026-03-31Listed for sale$239,000
2024-11-18Listing removed$1,700
2024-10-24Price change$1,700
2024-10-08Price change$1,800
2024-08-29Price change$1,850
2024-08-20Listed for rent$1,990
2023-04-11Listing removed--
2023-03-24Listed for sale$225,470

For Sale by Agent

AgentJack McLemore
BrokerageListing Results, LLC

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