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148 Gullivers Dr, Elgin, TX, 78621

3beds
2baths
1,567sqft
$315,000
$201price/sqft
$2,329/moest. monthly cost
$93,160/yrincome needed

About This Home

** Assumable FHA Loan 5.25%** Situated at 148 Gullivers DR in Elgin, TX, this single-family residence, built in 2023, embodies an attractive property in great condition, poised to provide an outstanding living experience. The culinary heart of this residence, the kitchen, presents a sophisticated design with pristine stone countertops and stylish shaker cabinets, all beautifully accented by a tasteful backsplash. A generously sized kitchen island stands ready for elaborate meal preparation or casual morning gatherings, while an integrated kitchen bar offers additional convenience for dining and conversation. In the living room, a welcoming fireplace creates an inviting atmosphere for tranquil evenings and moments of quiet contemplation. The well-appointed bathroom offers a spa-like retreat, featuring a practical double vanity for enhanced convenience and a beautifully tiled walk-in shower that promises a refreshing and invigorating start or end to any day. The residence, built in 2023, embraces a thoughtfully designed open floor plan, fostering an expansive and light-filled atmosphere throughout its primary living areas. Beyond the interior, a charming porch extends a warm invitation, while a private patio provides an ideal setting for outdoor relaxation, all complemented by a securely fenced backyard. This well-appointed property further includes three comfortable bedrooms, two complete bathrooms, and two dedicated garage spaces, ensuring practical comfort and convenience. Discover the refined comfort and practical elegance awaiting you in this meticulously designed residence, offering a truly exceptional living experience in Elgin, TX.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-60.9 mi
3/10
Elgin Middle SchoolGrades 7-81.7 mi
2/10
Elgin High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Oven,Stainless Steel Appliance(s),Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Built-in Features,Granite Counters,Kitchen Island,No Interior Steps,Open Floorplan,Pantry,Primary Bedroom on Main
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,567 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 8729577
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 7,187 sqft
  • Features: Back Yard,Curbs,Front Yard,Landscaped,Native Plants

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$192$2,304
Property Taxes $307$3,684
Electricity $238$2,859
Total$2,329$27,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,851/yr
40% on housing$69,870/yr
45% on housing$62,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$196
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$310,000
2026-04-30Price change$315,000
2026-03-25Listed for sale$320,000
2025-10-27Listing removed$324,900
2025-09-19Price change$324,900
2025-08-29Listed for sale$329,900
2023-06-30Listing removed--
2023-05-07Pending sale$335,490
2023-03-21Listed for sale$335,490

For Sale by Agent

AgentChristopher Perkins
BrokerageCB&A, Realtors

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