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121 Timber Crest Trl, White Bluff, TN, 37187

4beds
3baths
2,000sqft
$359,900
$180price/sqft
$2,786/moest. monthly cost
$111,440/yrincome needed

About This Home

Welcome home to 121 Timber Crest Trail in White Bluff, a 4BR/3BA home in a great location with approximately 2,000 square feet of thoughtfully designed living space. The floor plan is flexible, featuring a main-level bedroom and full bath for easy living, plus a primary suite and two additional bedrooms and two more full baths upstairs, and an upstairs laundry room. An open foyer with a drop zone leads into a bright, open living/dining/kitchen area centered around a large island with seating, while a walk-in pantry provides extra storage and convenience. A two-car garage with shelving rounds out the practical side of this home. The low-maintenance yard includes a small rear patio ideal for grilling or relaxing outdoors. All appliances are included, including the refrigerator, washer and dryer, and a garage freezer, making this home turnkey and ready for immediate occupancy. This property is truly move-in ready, with nothing extra to do for most buyers beyond personal touches and furnishings.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
6/10
W James Middle SchoolGrades 6-80.7 mi
5/10
Creek Wood High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Disposal,Dryer,Freezer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,Tile,Vinyl
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 096I J 02100 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 33.59 x 108.23 IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance $187$2,244
Property Taxes $605$7,260
Electricity $175$2,103
Total$2,786$33,432

Income You'd Need if You Spent...

35% on housing$95,520/yr
40% on housing$83,580/yr
45% on housing$74,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 37187$175
Dickson County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 37187$206
Dickson County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$365,000
2026-04-10Listed for sale$369,900
2025-05-15Listing removed$378,900
2025-04-28Price change$378,900
2025-04-14Price change$379,900
2025-04-03Listed for sale$385,000
2023-12-03Listing removed--
2023-11-30Price change$349,999
2023-11-08Price change$359,999
2023-10-31Price change$368,999
2023-10-24Price change$364,999
2023-10-21Listed for sale$382,322
2023-08-12Listing removed--
2023-08-02Price change$369,999
2023-07-28Price change$381,222
2023-06-23Price change$381,450
2023-06-16Price change$378,450
2023-05-12Price change$379,359
2023-05-09Price change$379,388
2023-03-20Listed for sale$369,999

For Sale by Agent

AgentVikki Williams
BrokerageEpique Realty

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