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646 Olympic Way, Red Oak, TX, 75154

5beds
4baths
3,766sqft
$595,000
$158price/sqft
$4,782/moest. monthly cost
$191,280/yrincome needed

About This Home

This stunning 2023-built home offers 5 bedrooms, 4 bathrooms and 3,766 sq ft of modern living space in the sought-after Oakmont Park community. Featuring soaring ceilings, a gourmet kitchen, and a spacious family room, this home is designed for both comfort and entertainment. Equipped with a high-performance 10.53 kW Enphase IQ8PLUS solar system professionally designed using NREL PV Watts data. The system produced 14,930 kWh in 2024 nearly matching its projected 14,997 kWh annual output — saving approximately $2,100 per year in energy costs. Full Enphase production history available. Home also features a Puronics whole-home water treatment and purification system installed in 2023, protecting your plumbing and delivering clean filtered water throughout the home. All major systems — solar, water treatment — installed 2023 and conveying with the property. There are numerous upgrades throughout the homes for a luxury and relaxed living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
Red Oak Middle SchoolGrades 6-82.7 mi
4/10
Red Oak High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal

Bedroom

  • Level: Second
  • Dimensions: 12 x 13

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 14

Bedroom

  • Level: Second
  • Dimensions: 12 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: Central Air,Electric

Dining Room

  • Level: First
  • Dimensions: 13 x 13

Features

  • Eat-in Kitchen,Kitchen Island,Pantry
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 16 x 19

Interior Area

  • Total interior livable area: 3,766 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Dimensions: 13 x 21

Living Room

  • Level: First
  • Dimensions: 13 x 15

Master Bedroom

  • Level: First
  • Dimensions: 13 x 21

Office

  • Level: First
  • Dimensions: 12 x 10

Utility Room

  • Level: First
  • Dimensions: 8 x 6

Property

Details

  • Parcel number: 286485
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 6,011 sqft
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$405$4,860
Property Taxes $956$11,472
Electricity $413$4,962
Total$4,782$57,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,954/yr
40% on housing$143,460/yr
45% on housing$127,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 75154$162
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75154$179
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$545,000
2026-05-10Listed for sale$595,000
2023-06-30Sold--
2023-05-05Pending sale$499,900
2023-03-21Price change$499,900
2023-03-17Listed for sale$504,900

For Sale by Agent

AgentRaheem Seriki
BrokerageHope Realty Group

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