526 Semi Cir, Chattanooga, TN, 37415
About This Home
NEW PRICE !!!!!The WOW factor is here. This home has been totally updated, ready for new owners. this home would be perfect for someone needing the living space for a relative. seperate living quarters downstairs, featuring a wet bar area, full bath and 2 bedrooms. enjoy the outdoor space with a gazebo,covered screened porch,12x20, hear the water feature while enjoying the summer fun . has 2 out buildings for extra storage. hvac was installed 9/24 ,this is a must see in person home. Attention to detail with crown moulding, and architectural design. Buyer to verify sq ftg. owner/agent. This house is not a drive by, It is much larger than appears from street view. new roof installed 7/16/26 Agents these pictures were professionally done, for some reason the rooms appear smaller than they really are.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1955
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dryer,Disposal,Dishwasher,Exhaust Fan,Electric Oven,Electric Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave
- Laundry features: In Basement,Laundry Closet,Electric Dryer Hookup,In Hall,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full
Bathroom
- Level: First
Bathroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Bar,Breakfast Bar,Bidet,Ceiling Fan(s),Crown Molding,Entrance Foyer,Granite Counters,High Speed Internet,In-Law Floorplan,Natural Woodwork,Open Floorplan,Primary Downstairs,Recessed Lighting,Separate Shower,Tub/shower Combo,Separate Dining Room
- Window features: Vinyl Frames
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Bedroom,Bath,Basement,Gas Log,Recreation Room
- Fireplace: Yes
- Finished area below ground: 1,000
- Finished area above ground: 1,244
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,357
- Total interior livable area: 2,357 sqft
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: Accessible Bedroom
Details
- Parcel number: 118h E 020
- Special condition: Agent Owned
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Rear Porch,Screened,Porch - Screened
- Exterior features: Uncovered Courtyard
- Fencing: Back Yard,Aluminum
Lot
- Lot size: 0.86 Acres
- Features: Back Yard,City Lot,Front Yard,Level
- Lot size dimensions: 112 x 335
Parking
- Total spaces: 3
- Parking features: Concrete,Driveway,Garage,Garage Faces Rear,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Lightning
- Strong Wind
- Cold Wave
- Earthquake
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,525 | $30,300 |
| Home Insurance | $162 | $1,944 |
| Property Taxes | $258 | $3,096 |
| Electricity | $191 | $2,298 |
| Total | $3,136 | $37,632 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $495,900 |
| 2026-07-26 | Price change | $499,400 |
| 2026-07-11 | Price change | $499,500 |
| 2026-07-10 | Listed for sale | $499,900 |
View on Zillow