See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4300 Spruce Creek Dr, Cedar Falls, IA, 50613

3beds
3baths
1,500sqft
$289,000
$193price/sqft
$2,088/moest. monthly cost
$83,520/yrincome needed

About This Home

4300 Spruce Creek Dr is the epitome of carefree living. Nestled in one of Cedar Falls’ most sought-after neighborhoods, this 3-bedroom, 2.25-bath home seamlessly combines everyday comfort, modern functionality, and exceptional value. Arguably the most desirable spot in the development, located near mature trees and well away from the sound of traffic. Efficient Living Spaces: Enjoy an open flow designed for both effortless daily living and easy entertaining. Functional Kitchen: Features modern appliances, solid surface countertops, and abundant cabinetry for all your storage needs. Spacious Primary Suite: A quiet retreat offering maximum privacy, complete with a ¾ bath. Versatile Secondary Bedrooms: Whether you need bedrooms for guests, kids or a dedicated office space, the additional spacious flex rooms are just the ticket. A Touch of Nature: Step out to the backyard onto your private patio overlooking mature trees. Hard to find in new developments. Perfect for your morning coffee, or afternoon/evening relaxing. Prime Convenience: Minutes away from top-rated Cedar Falls schools, local parks, walking trails, shopping, and dining. Contact your favorite agent to set up your showing today.

Getting Around

20
WalkingCar-Dependent
18
TransitMinimal Transit
58
BikeBikeable

Schools

6/10
8/10
Peet Junior High SchoolGrades 7-91.1 mi
6/10
Cedar Falls High SchoolGrades 10-122.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: 2nd Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,500 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891424482011
  • Zoning: R-P
  • Special condition: Standard

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: Common

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$186$2,232
Property Taxes $320$3,840
Electricity $121$1,452
Total$2,088$25,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,588/yr
40% on housing$62,640/yr
45% on housing$55,680/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$181
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$289,000
2026-07-29Listed for sale$289,000
2023-06-15Sold$275,550
2023-03-17Pending sale$275,550

For Sale by Agent

AgentJoshua D Hansen
BrokerageStructure Real Estate

Similar Homes