




3816 County Route 6, Hammond, NY, 13646
About This Home
Year-round waterfront living on Black Lake! This fully furnished 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience, complete with a Roll-A-Dock. Nestled among natural surroundings for added privacy, you’ll still enjoy beautiful lake views. Inside, a cozy wood-burning fireplace and like-new furnishings create a warm, inviting atmosphere. The open-concept kitchen features attractive cabinetry and includes all appliances. Whether you’re searching for a relaxing summer getaway or a full-time residence, this move-in ready property has it all—just bring your personal belongings. Schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2012
Materials
- Foundation: Other,See Remarks
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Mobile Home,Ranch
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Eat-in Kitchen,Kitchen Island,Sliding Glass Door(s),Bedroom on Main Level,Main Level Primary,Primary Suite
- Door features: Sliding Doors
- Flooring: Carpet,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 1,280
- Total interior livable area: 1,280 sqft
Property
Details
- Parcel number: 40600009803200010070000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Dirt Driveway,Deck,Dock,See Remarks
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Black Lake
- Frontage length: 75
Lot
- Lot size: 0.28 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 75 x 160
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $434 | $5,208 |
| Electricity | $246 | $2,954 |
| Total | $2,147 | $25,764 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Listed for sale | $269,999 |
| 2026-02-25 | Listing removed | $280,000 |
| 2025-09-29 | Listed for sale | $280,000 |
