6 Monroe Hts, Cortland, NY, 13045
About This Home
3,974 square foot, 3-unit, 15 bedrooms total house (5 bedrooms per unit) currently used for student housing. Within walking distance of both SUNY Cortland and the Cortland City central business district. Rent is $3,600.00 per bedroom, per semester. Owner pays for electric and gas utilities. Large parking lot. The owner is a licensed real estate agent. Note: The garage shown at the rear of the property in aerial photographs has been removed. Also, the Town / County tax shown below includes the City tax.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1974
Materials
- Roof: Shingle
- Construction materials: Frame,Shake Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Triplex
- Property subType: Triplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 15
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Carpet,Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Steam
Interior Area
- Total structure area: 3,974
- Total interior livable area: 3,974 sqft
Property
Details
- Parcel number: 11020008605800010300000000
- Special condition: Standard
Features
- Stories: 3
Lot
- Lot size: 9,435 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 46 x 201
Parking
- Parking features: Gravel,Two or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cortland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $298 | $3,576 |
| Property Taxes | $980 | $11,760 |
| Electricity | $656 | $7,880 |
| Total | $4,639 | $55,668 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-14 | Listed for sale | $555,000 |
View on Zillow