371 Putnam St, Waterville, NY, 13480
About This Home
Charming village Victorian offering 3 bedrooms and 2 full baths, showcasing beautiful original woodwork and classic architectural details. The main level features a formal dining room and spacious living room, pocket doors and freshly refinished floors that highlight the home’s character. Generously sized rooms provide comfortable living and flexible layout options. Outdoor space includes a gorgeous inground pool (2020) with privacy fencing creating an inviting area for relaxation and entertaining. This home blends historic charm with everyday functionality, all within a convenient village setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1881
Materials
- Foundation: Stone
- Roof: Asphalt,Metal,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Natural Woodwork
- Window features: Leaded Glass
- Flooring: Carpet,Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Hot Water,Radiator(s)
Interior Area
- Total structure area: 1,656
- Total interior livable area: 1,656 sqft
Property
Details
- Parcel number: 30540139200700020390000000
- Special condition: Standard
Features
- Pool features: In Ground
- Patio & porch: Covered,Porch
- Exterior features: Gravel Driveway,Pool
Lot
- Lot size: 0.41 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 78 x 231
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $119 | $1,428 |
| Property Taxes | $273 | $3,276 |
| Electricity | $273 | $3,284 |
| Total | $1,625 | $19,500 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $219,900 |
| 2026-04-19 | Contingent | $219,900 |
| 2025-12-15 | Price change | $219,900 |
| 2025-11-29 | Listed for sale | $239,900 |
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