6126 Lowell Rd, Rome, NY, 13440
About This Home
Welcome to this exceptional and highly versatile property in the Town of Westmoreland, set on a beautifully maintained 1-acre lot within the sought-after Westmoreland School District. Offering a rare blend of space, privacy, and flexibility, this home is designed to adapt to a variety of living arrangements and lifestyle needs. A standout feature is the fully separate in-law apartment, complete with its own private entrance and driveway. This thoughtfully designed space includes a bright eat-in kitchen, spacious living area, full bath, two generously sized bedrooms, and an additional sitting room—ideal for extended living, guests, or added income potential. The main home offers a functional and flexible layout with two bedrooms on the first floor and an additional oversized bedroom upstairs featuring a walk-in closet. First-floor laundry adds everyday convenience, while the kitchen includes durable waterproof flooring built to handle daily living. Comfort and efficiency are prioritized with a high-efficiency heat pump A/C system, full insulation, and two pellet stoves helping to maintain a comfortable environment year-round. Outside, enjoy a fully fenced yard designed for both relaxation and entertaining, centered around a heated saltwater in-ground pool. A powered two-stall garage provides excellent space for vehicles, storage, or workshop use. Additional highlights include multiple basement areas, ample parking, and a location just minutes from Rome, Oneida, Utica, and New Hartford—offering the perfect balance of privacy and accessibility.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1920
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Spray Foam Insulation,Vinyl Siding,Wood Siding,Copper Plumbing,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator
- Laundry features: Accessible Utilities or Laundry
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Dining Area,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Country Kitchen,Sliding Glass Door(s),Bedroom on Main Level,In-Law Floorplan,Programmable Thermostat
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile,Laminate,Tile,Varies
Heating & Cooling
- Heating features: Electric,Heat Pump,Baseboard,Forced Air
- Cooling features: Heat Pump,Wall Unit(s)
Interior Area
- Total structure area: 3,100
- Total interior livable area: 3,100 sqft
Property
Details
- Parcel number: 30680030100000010120000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: In Ground
- Patio & porch: Covered,Deck,Porch
- Exterior features: Blacktop Driveway,Deck,Fully Fenced,Pool,Private Yard,See Remarks
- Fencing: Full
Lot
- Lot size: 1 Acres
- Features: Irregular Lot,Rural Lot
Parking
- Total spaces: 2
- Parking features: Detached,Electricity,Garage,Storage,Workshop in Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $576 | $6,912 |
| Electricity | $512 | $6,147 |
| Total | $3,330 | $39,960 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $399,900 |
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