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7373 Route 20, Madison, NY, 13402

1beds
0baths
2,112sqft
$599,900
$284price/sqft
$4,467/moest. monthly cost
$178,680/yrincome needed

About This Home

Price drastically reduced! Attention business minded individuals looking to create or add to their investment portfolio to improve their financial assets. This pristine kept, turnkey property is currently operating as a successful Airbnb. 8 studio apts fully furnished with all supplies & contents included, consisting of 4 larger units, #'s 1,2,7 & 8 generating $1050.00 per month, $675.00 weekly rate, all include full baths, refrigerators, stoves, microwaves & flat screen TV's . Unit #'s 3,4,5 & 6 generating $850.00 per month, $500.00 weekly rate, all include full baths, refrigerators, microwaves & flats screen TV's. All apts include an A/C window unit. A $150.00 cleaning fee is charged to guests per unit per stay & is not included in the gross annual income. Current owner attributes the success of his business partly to the proximity to Hamilton College, Colgate University & Morrisville College, all within 15 miles from his & the influx of people it attracts as well as other professional who gravitate to a convenient country location. Additionally the quaint Village of Waterville is only within 5 minutes. Updates to include new privacy fence & water softener both in 2025, brand new electronic door locks for each unit in 2026 & all hot water tanks less than 5yrs old. Added features & benefits include laundry on site, high speed internet with an eero boost system giving all guests equal functioning power & a huge blacktop parking lot with ample space for each unit new in 2020

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Brick,Other,See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Softener Rented
  • Laundry features: Accessible Utilities or Laundry,Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Window features: Thermal Windows
  • Flooring: Laminate,Tile,Varies

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 2,112 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Entrance

Details

  • Parcel number: 392.000233.1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway,Fence
  • Fencing: Partial

Lot

  • Lot size: 0.73 Acres
  • Features: Agricultural,Irregular Lot,Near Public Transit
  • Lot size dimensions: 212 x 150

Parking

  • Parking features: Three or more Spaces,Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$221$2,652
Property Taxes $864$10,368
Electricity $349$4,188
Total$4,467$53,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,154/yr
40% on housing$134,010/yr
45% on housing$119,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 13402$102
Oneida County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 13402$91
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$599,900
2026-03-02Listed for sale$679,900

For Sale by Agent

AgentMartin C. Bell
BrokerageAssist2Sell Buyers & Sellers 1st Choice

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