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21134 NE 101st Ave, Earleton, FL, 32631

2beds
3baths
1,108sqft
$425,000
$384price/sqft
$3,031/moest. monthly cost
$121,240/yrincome needed

About This Home

Welcome to Lake Santa Fe! Enjoy lakefront living within Bristol Harbour—the lake’s boutique, townhome-style community. Designed for effortless lake living with direct water access, this home is ideally suited for those who would like to revel in lake life without the expense and maintenance of other lake properties! The interior of the home is thoughtfully designed for comfortable daily living and for entertaining. Featuring an open floor plan with a spacious great room, kitchen, and dining, the living areas flow seamlessly to the screened lanai overlooking the lake. The lanai leads to an even larger deck…enjoy your spectacular views from inside or outside the home! The laundry room with a full-size washer and dryer adds everyday convenience to the home, along with the powder room adjacent to the great room on the first floor. Each of the two generously-sized bedroom suites upstairs includes its own ensuite bath, creating a functional, dual-suite layout ideal for guests or for shared living. Outdoor living is exceptional on both levels of the home! An upstairs lanai captures elevated, panoramic lake views, while the screened lower lanai opens to the deck, creating a seamless connection to the lake and all that it has to offer. Step out to the sandy shoreline of Lake Santa Fe, pull your boat up to the community dock, or take advantage of the community boat ramp for easy access to the lake enjoyment. Adding exceptional value, the property includes a separate, deeded parcel with a 30’ x 30’ garage—a rare and highly functional feature perfect for boat storage, a variety of watercraft, or recreational equipment! Bristol Harbour is a small condominium community located on the Western (Gainesville) shore of Lake Santa Fe - homes rarely become available here. Here, value is driven by outdoor living, water access, and the peaceful, residential character of the community. Lake Santa Fe itself is renowned for its 7000 acres of crystal-clear waters, and recreational versatility, ideal for boating, paddle boarding, swimming, and fishing. Located just 25 minutes from Gainesville, 20 minutes to Gainesville Regional Airport, 45 to Ocala, and just a few minutes from the charm of historic Melrose, the setting blends accessibility with a relaxed lake lifestyle. For Gator fans, this property presents a compelling opportunity —your own private waterfront retreat just a short drive from the game or event, offering the comfort and privacy of home with the convenience of a luxury lakeside retreat!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Water Heater,Microwave
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First

Bathroom1

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan
  • Flooring: Carpet,Other,Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,384
  • Total interior livable area: 1,108 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Features: Walk-In Closet(s)
  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 18490100003
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake,Lake Privileges,Boat Ramp - Private,Fishing Pier,Skiing Allowed

Lot

  • Lot size: 871 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$335$4,020
Property Taxes $350$4,200
Electricity $197$2,366
Total$3,031$36,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,920/yr
40% on housing$90,930/yr
45% on housing$80,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 32631$222
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32631$307
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$425,000

For Sale by Agent

AgentLynn Hughes
BrokerageRE/MAX PROFESSIONALS

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