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4952 River Oaks Rd, Rockford, MN, 55373

2beds
2baths
2,818sqft
$452,120
$160price/sqft
$3,311/moest. monthly cost
$132,440/yrincome needed

About This Home

This is a To Be Built house and won't be started until it is sold. Looking for an affordable rambler design, the Mirabel by Drake Construction Inc offers 2 Bedrooms, 2 baths and 1409 square feet finished on the main level plus a full walkout basement for future expansion. Nice mudroom off the garage entrance with a sitting bench and adjoining laundry room. Open concept design on the kitchen/dining & great room with 9 foot flat ceilings. The kitchen offers a center island with a snack bar overhang , corner pantry closet, granite countertops, an LG kitchen appliance package and easy care LVP flooring. The Great room has a large 3 wide window for more natural light. Beautiful wood/iron railing system. The primary bedroom is on the opposite side of the house as bedroom # 2 for more privacy. The primary bathroom offers a double sink vanity, an enclosed water closet with a window, a linen closet and a 3x4 fiberglass shower bay plus a large walk in closet. The basement space is set up for a future rec room, 2 additional bedrooms and a 3/4 bath. Lots of house for the money.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Rockford Middle SchoolGrades 5-80.9 mi
8/10
Rockford High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Pitched
  • Construction materials: Concrete,Frame

Other

  • Builder name: DRAKE CONSTRUCTION INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Full,Concrete,Sump Basket,Sump Pump,Unfinished,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 55
  • Dimensions: 11x05

Bathroom

  • Level: Main
  • Area: 90
  • Dimensions: 10x09

Bedroom

  • Level: Main
  • Area: 96
  • Dimensions: 12x08

Bedroom2

  • Level: Main
  • Area: 163.8
  • Dimensions: 13x12.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,409

Foyer

  • Level: Main
  • Area: 60
  • Dimensions: 12x05

Great Room

  • Level: Main
  • Area: 235.2
  • Dimensions: 14x16.8

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,818
  • Total interior livable area: 2,818 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 09x08

Mud Room

  • Level: Main
  • Area: 30
  • Dimensions: 06x05

Walk In Closet

  • Level: Main
  • Area: 59.5
  • Dimensions: 8.5x07

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 113054001010
  • Zoning description: Residential-Single Family
  • Foundation area: 1409

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.32 Acres
  • Features: Sod Included in Price,Tree Coverage - Light
  • Lot size dimensions: 88 x 155 x 97 x 148

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Electric,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,286$27,432
Home Insurance *$271$3,252
Property Taxes $517$6,204
Electricity $237$2,852
Total$3,311$39,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,520/yr
40% on housing$99,330/yr
45% on housing$88,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 55373$165
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55373$191
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-30Listed for sale$452,120

For Sale by Agent

AgentDaniel D Boman
BrokerageCounselor Realty, Inc

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