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900 Rock City Rd Lot 416, Ballston Spa, NY, 12020

3beds
2baths
1,300sqft
$109,900
$85price/sqft
$942/moest. monthly cost
$37,680/yrincome needed

About This Home

Welcome to this beautifully maintained 2022 built home located in the desirable Saratoga Village Mobile Home Park in Ballston Spa. This spacious home offers 3 bedrooms and 2 full bathrooms with a modern, open layout designed for comfortable everyday living. The bright kitchen flows seamlessly into the living and dining areas, creating an ideal space for both relaxing and entertaining. The primary bedroom features a private full bath, while two additional bedrooms provide flexibility for guests, a home office, or additional living space. Enjoy the convenience of newer construction, efficient systems, and low-maintenance living, all within a well-kept community close to shopping, dining, and major routes. A great opportunity for affordable, move-in-ready living in Saratoga County. Call listing agent for a private showing.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Water Heater,Stainless Steel Appliances

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Propane,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 414289 189.143.416
  • On leased land: Yes
  • Lease amount: 786

Features

  • Stories: 1
  • Frontage length: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$25$300
Property Taxes $116$1,392
Electricity $246$2,954
Total$942$11,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,297/yr
40% on housing$28,260/yr
45% on housing$25,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$240
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Price change$119,900
2026-01-16Listed for sale$124,900
2023-06-09Listing removed--
2023-03-11Listed for sale$139,900

For Sale by Agent

AgentBryan Campo
BrokerageGO LYST AGENCY LLC

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