106 Ridge Oak Ln, Saltillo, MS, 38866
About This Home
Like-New Custom Home in Ridge Oak Estates 5 Bedrooms | 3.5 Bathrooms | 1.75 Acres | Built in 2023 Welcome to this beautifully designed custom home in Ridge Oak Estates, built in 2023 and situated on 1.75 private acres. This like-new home offers a perfect blend of modern design, quality craftsmanship, and functional living space. Inside, you’ll find an open-concept layout featuring warm hardwood floors, abundant natural light, and a spacious living area centered around a brick fireplace with custom built-ins and wood shelving. The stunning kitchen features custom cabinetry, designer lighting, stainless appliances, and a large island, along with an oversized walk-in pantry. The primary suite provides a relaxing retreat with a spa-like bathroom featuring dual vanities, granite countertops, a beautifully tiled shower, and a large walk-in closet with custom built-ins. The home offers five spacious bedrooms, with a bonus room and full bath upstairs that can serve as a guest suite, playroom, or additional living space. Step outside to enjoy the oversized covered back porch, perfect for entertaining or relaxing while overlooking the expansive backyard. Additional features include: • Custom cabinets and lighting throughout • Beautiful hardwood flooring • Dedicated laundry room with storage • Spacious bedrooms and ample closet space • Large private lot with room to enjoy the outdoors Located in desirable Ridge Oak Estates, this move-in ready home offers peaceful living while remaining convenient to nearby amenities. (Realtor not needed at this time.)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Type & Style
- Home type: SingleFamily
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Interior Area
- Total interior livable area: 2,950 sqft
Property
Lot
- Lot size: 2 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,031 | $36,372 |
| Home Insurance * | $397 | $4,764 |
| Property Taxes | $349 | $4,188 |
| Electricity | $274 | $3,291 |
| Total | $4,051 | $48,612 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-12 | Listed for sale | $615,500 |
| 2023-08-04 | Listing removed | -- |
| 2023-03-10 | Listed for sale | $523,000 |
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