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415 SE 1ST AVENUE #103, Ocala, FL, 34471

1beds
1baths
1,202sqft
$449,000
$374price/sqft
$3,254/moest. monthly cost
$130,160/yrincome needed

About This Home

Pre-Construction. To be built. One or more photos have been virtually staged. Pre-Construction. To be built. Great news! Phase 2 units are now selling in this stunning condominium community located in the heart of Downtown Ocala! With an estimated completion date of Spring 2026, this will be the perfect place to call home. Enjoy all the downtown locations, including hospitals, restaurants, and shopping. Each unit will be finished with quartz countertops and wood cabinets, and the bedrooms have spacious walk-in closets. The bathrooms will also be finished with quartz countertops, tile showers, wood cabinets, and plenty of space. An inside laundry room is included with a washer and dryer! Plus, each unit has a private storage unit on the first floor! Don't wait - reserve your unit now

Getting Around

75
WalkingVery Walkable
31
TransitSome Transit
59
BikeBikeable

Schools

9/10
8/10
Osceola Middle SchoolGrades 6-80.2 mi
5/10
Forest High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,202
  • Total interior livable area: 1,202 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 28230691011
  • Zoning: FBC
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Awning(s),Balcony,Irrigation System,Lighting

Lot

  • Lot size: 8,276 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$518$6,216
Property Taxes $269$3,228
Electricity $197$2,366
Total$3,254$39,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,565/yr
40% on housing$97,620/yr
45% on housing$86,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 34471$211
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34471$177
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-20Listed for sale$449,000

New Construction

AgentGary Thurston
BrokerageBRICKS & MORTAR REAL ESTATE

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