490 Terry Rd, Hillsborough, NC, 27278
About This Home
Modern elegance meets a convenient getaway setting in this 4 bedroom, 3.5 bath new construction home by J. Fuller Homes, set on 10 acres near Hillsborough and Durham. The Frederiksberg plan blends refined finishes with easy everyday function, including a mahogany front door, a dramatic 2-story family room, built-in wood shelving around the gas fireplace, and a large second-floor loft. The kitchen is designed for gathering and prep with a quartz island, under-cabinet lighting, and a butler pantry that keeps storage and serving space close at hand. A large mudroom with a built-in bench adds a practical drop zone, while the screened porch and large rear Trex deck extend the living space outdoors. From the deck, enjoy wide views over the large open backyard, planned with room for a future pool, pool house, guest house, outdoor living area, or horse use, subject to county approvals and permits. Tree-top views and a 10-acre setting create a peaceful retreat feel without giving up access to Hillsborough charm and nearby Durham conveniences. This home brings modern style, flexible spaces, and outdoor potential together in one polished country setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick,Fiber Cement
Notable Dates
- Major remodel year: 2023
Other
- Builder name: J. Fuller Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Microwave,Refrigerator,Oven
- Laundry features: Laundry Room,Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Bathtub/Shower Combination,Built-in Features,Pantry,Ceiling Fan(s),High Ceilings,Quartz Counters,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas Log,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,373
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,373
- Total interior livable area: 3,373 sqft
Property
Details
- Parcel number: 0806641903
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
Lot
- Lot size: 10.04 Acres
- Features: Back Yard,Hardwood Trees,Partially Cleared
- Lot size dimensions: 1096' x appro x 350' x 1082' x appro x 470'
Parking
- Total spaces: 4
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,612 | $67,344 |
| Home Insurance * | $332 | $3,984 |
| Property Taxes | $537 | $6,444 |
| Electricity | $314 | $3,769 |
| Total | $6,795 | $81,540 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $1,180,000 |
| 2024-06-06 | Sold | $1,060,000 |
| 2024-05-05 | Contingent | $1,100,000 |
| 2024-03-15 | Price change | $1,100,000 |
| 2023-12-15 | Listed for sale | $1,185,000 |
| 2023-12-14 | Listing removed | $1,185,000 |
| 2023-09-01 | Listed for sale | $1,185,000 |
| 2023-08-29 | Listing removed | -- |
| 2023-03-10 | Listed for sale | $1,275,000 |
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