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12395 Madison Xing, Bullard, TX, 75757

5beds
3baths
2,884sqft
$692,160
$240price/sqft
$4,946/moest. monthly cost
$197,840/yrincome needed

About This Home

Welcome to this stunning new construction home located in the highly sought-after Gruene Valley Ranch subdivision in Bullard, Texas. Offering 2,884 square feet of thoughtfully designed living space, this 5-bedroom, 3-bathroom home sits on a spacious ½-acre lot and features a 3-car garage, providing ample room for vehicles, storage, and hobbies. Step inside to an inviting open-concept floor plan highlighted by impressive cathedral-style high ceilings that create a bright and spacious atmosphere throughout the home. The chef-inspired kitchen is equipped with a gas cooktop and overlooks the expansive living area, where a beautiful gas fireplace creates the perfect focal point for entertaining or relaxing with family. The well-designed layout offers generous bedrooms, a private primary suite, and plenty of space to accommodate today's lifestyle. Step outside to the large covered back porch, ideal for enjoying East Texas sunsets, hosting gatherings, or simply unwinding in the peaceful surroundings of your half-acre homesite. Conveniently located just 15 minutes from South Tyler, this home offers the perfect balance of luxury, comfort, and convenience with easy access to shopping, dining, healthcare, and top amenities while still enjoying the charm of country living. Currently under construction and nearing completion, this is a fantastic opportunity to own a brand-new luxury home in one of Bullard's premier subdivisions before it's finished.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Bullard Middle SchoolGrades 7-83.8 mi
7/10
Bullard High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Stone,Wood Based Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Dishwasher,Microwave,Gas Water Heater

Bathroom

  • Features: Shower and Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl Plank
  • Fireplace features: Gas Only
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,884
  • Total interior livable area: 2,884 sqft

Master Bedroom

  • Features: Master Bedroom Split

Property

Accessibility

  • Accessibility features: Other/See Remarks

Details

  • Special condition: Other/See Remarks

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Partial

Lot

  • Lot size: 0.50 Acres
  • Features: Subdivision Lot

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,499$41,988
Home Insurance *$468$5,616
Property Taxes $663$7,956
Electricity $316$3,800
Total$4,946$59,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,577/yr
40% on housing$148,380/yr
45% on housing$131,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 75757$192
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75757$187
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$692,160
2026-04-07Sold--
2025-08-11Pending sale$73,500
2023-03-09Listed for sale$73,500

For Sale by Agent

AgentJustin Diaz
BrokerageMora Realty Group, LLC

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