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97 OAKLAWN Court, Saint Augustine, FL, 32092

4beds
2baths
2,268sqft
$545,000
$240price/sqft
$3,837/moest. monthly cost
$153,480/yrincome needed

About This Home

Preferred lender is offering 1% of the loan amount to the buyer as a credit that can be used for a rate buydown and/or closing costs. Ask for more info. Stunning home in Silver Landing - luxury, space & brand new K-8 school opening this August! Welcome to this exceptional home in the sought-after Silver Landing community; where upscale design, modern smart-home convenience, & incredible entertaining space come together in one unforgettable property. Located less than a mile from Magnolia Oaks Academy, this home offers the perfect blend of lifestyle and location for families looking to enjoy one of St. Augustine's fastest-growing areas. Why you will love this home; rare and highly desirable 3-car garage offering unmatched storage and flexibility. A beautiful gourmet kitchen featuring: gas range, double ovens, and Quartz countertops. The ideal layout for entertaining and everyday living with elegant high-end finishes throughout, such as; crown molding, 5-inch baseboards, tray ceilings, tall arched expansive triple sliding glass door that fully open to the screened lanai, creating seamless indoor-outdoor living, screened lanai with TV hookups; perfect for game days or relaxing evenings. Outdoor entertaining paradise with fully fenced backyard, fire pit patio, professional landscaping, full house gutters. Additionally, whole-home water softener system, smart home technology for modern convenience and peace of mind. Designed for Entertaining, from the open-concept interior to the inviting outdoor living spaces, this home was designed to host family gatherings, holidays, and weekend get-togethers with ease. The flow between the gourmet kitchen, spacious living areas, screened lanai, and backyard patio creates an atmosphere buyers immediately connect with. Living in a prime St. Augustine location means enjoying top-rated schools, growing amenities, beautiful beaches, and convenient access to shopping, dining, and commuter routes; all while coming home to a peaceful neighborhood setting. This is more than just a house - it's the lifestyle upgrade you have been waiting for!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
9/10
6/10
Tocoi Creek High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Cooktop,Gas Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,268 sqft

Property

Details

  • Parcel number: 0279715740

Features

  • Stories: 1
  • Patio & porch: Front Porch,Patio,Screened
  • Fencing: Back Yard,Privacy,Vinyl

Lot

  • Lot size: 8,276 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$265$3,180
Property Taxes $589$7,068
Electricity $228$2,738
Total$3,837$46,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,554/yr
40% on housing$115,110/yr
45% on housing$102,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$221
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$545,000
2026-07-04Price change$549,000
2026-05-31Listed for sale$565,000
2026-01-27Listing removed--
2026-01-21Listed for sale$575,000
2023-05-24Sold$530,000
2023-04-18Pending sale$545,875
2023-04-15Price change$545,875
2023-04-04Price change$545,375
2023-03-27Price change$544,375
2023-03-18Price change$543,375
2023-03-09Listed for sale$558,375

For Sale by Agent

AgentLEAH MAIESKI
BrokerageREALTY ONE GROUP ELEVATE

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