7514 Gardner St, Brooksville, FL, 34613
About This Home
UP TO 15,000 TOWARD BUYER COSTS + FREE APPRAISAL WITH PREFERRED LENDER--ACT FAST! Why compete with builder incentives when you can get the same deal and move in NOW? Seller is offering up to 15,000 toward closing costs and/or interest rate buydown, plus a free appraisal when using the preferred lender--delivering immediate and long-term savings. Barely lived in and truly move-in ready, this 4-bedroom home offers a smart split floor plan with three bedrooms up front and a private primary suite in the rear with a spacious walk-in closet. The open kitchen features a large prep island and stainless appliances, and all appliances convey--including washer, dryer, and an upgraded refrigerator--saving you thousands from day one. Enjoy Florida living with a covered lanai (ready to screen), extended patio, and fenced backyard (just needs side panels), all within a newer community with a pool and cabana near Oak Hill Hospital, shopping, and dining. Unlike many builder deals, you maintain flexibility in structuring your financing while still capturing major incentives. Same incentives as new construction without the wait--move in now, save now, and lock your terms today. All offers considered--priced and positioned to sell quickly.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom3
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom4
- Level: Main
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 110
- Dimensions: 11x10
Features
- Breakfast Bar,Ceiling Fan(s),Double Vanity,Kitchen Island,Open Floorplan,Split Bedrooms,Walk-In Closet(s)
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,830
- Total interior livable area: 1,830 sqft
Kitchen
- Level: Main
- Area: 198
- Dimensions: 18x11
Living Room
- Level: Main
- Area: 240
- Dimensions: 16x15
Master Bedroom
- Level: Main
- Area: 180
- Dimensions: 15x12
Property
Details
- Parcel number: R30 222 18 3781 0000 0230
- Zoning: PDP
- Zoning description: PUD
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Rear Porch
Lot
- Lot size: 4,356 sqft
- Features: Cleared
- Lot size dimensions: 18,000
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,486 | $17,832 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $27 | $324 |
| Electricity | $197 | $2,366 |
| Total | $1,860 | $22,320 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $294,000 |
| 2026-04-08 | Price change | $294,999 |
| 2026-04-07 | Listed for sale | $299,000 |
| 2026-02-25 | Pending sale | $299,000 |
| 2026-02-23 | Contingent | $299,000 |
| 2026-01-29 | Listed for sale | $299,000 |
| 2023-08-14 | Sold | $313,990 |
| 2023-07-12 | Pending sale | $313,990 |
| 2023-06-27 | Price change | $313,990 |
| 2023-06-20 | Price change | $314,990 |
| 2023-06-13 | Price change | $324,990 |
| 2023-06-05 | Price change | $328,685 |
| 2023-05-16 | Price change | $325,685 |
| 2023-03-27 | Price change | $337,685 |
| 2023-03-09 | Listed for sale | $335,685 |
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