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5132 Sienna Dr, Panama City, FL, 32404

3beds
2baths
1,279sqft
$289,900
$227price/sqft
$2,285/moest. monthly cost
$91,400/yrincome needed

About This Home

Meticulously Maintained & Move-In Ready! This 1 owner home built in 2023 has a large privacy fenced backyard, Brand New Carpet, All Stainless Steel Kitchen Appliances Convey & the home was just professionally pressure washed outside & professionally deep cleaned inside! The amazing Community Pool has just been completed! The Aldridge plan is a 3 bed, 2 bath home. As you enter this home, you will find the Owners Suite located just off the foyer with a spacious walk-in closet and bath with a double sink vanity. Towards the back of the home you'll find an open concept kitchen, dining and living room area. From the great room, is bedroom 2 and 3 and the second bathroom. Interior features include LVP flooring throughout the home with new carpet in the bedrooms and all stainless-steel appliances in the kitchen. This home comes standard with a Smart Home Technology package which includes a KwikSet keyless entry, Skybell doorbell, automated front porch lighting, an Echo Dot device and a Quolsys touch panel which can be used to control your lighting, thermostat, front door and more. It is in the highly desirable community of Titus Park. Just 2 minutes away from Publix Grocery Store, Starbucks & restaurants! Located on the north east side of Panama City, Titus Park is a short drive to Tyndall Air Force Base, downtown Panama City, the Gulf of America with sugar sand beaches!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
6/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Smart Home
  • Door features: Insulated Doors
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Electric,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,279
  • Total interior livable area: 1,279 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 18

Living Room

  • Level: First
  • Dimensions: 15 x 16

Master Bedroom

  • Level: First
  • Dimensions: 12 x 15

Other

  • Level: First
  • Dimensions: 6 x 11

Other

  • Level: First
  • Dimensions: 7 x 4

Property

Details

  • Parcel number: 05948375160
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Pool features: Fenced,In Ground,Other,Community
  • Patio & porch: Patio
  • Exterior features: Patio
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 5,662 sqft
  • Features: Paved
  • Lot size dimensions: 54 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$295$3,540
Property Taxes $328$3,936
Electricity $197$2,366
Total$2,285$27,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,342/yr
40% on housing$68,550/yr
45% on housing$60,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-22Price change$289,900
2025-09-07Price change$299,500
2025-07-11Listed for sale$299,900
2023-04-27Sold$270,650
2023-03-11Pending sale$270,650
2023-03-11Listed for sale$270,650
2023-03-11Pending sale$270,650
2023-03-10Price change$273,650
2023-03-05Listed for sale$270,650

For Sale by Agent

AgentLacy Horsley
BrokerageHorsley Real Estate Group

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