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10203 Ursula Court, Commerce City, CO, 80022

3beds
3baths
3,084sqft
$580,000
$188price/sqft
$3,786/moest. monthly cost
$151,440/yrincome needed

About This Home

thoughtfully lived in by the original owners since 2023. The open-concept layout features soaring ceilings, a bright and airy living space, a versatile loft, and a butler’s pantry perfect for hosting. With 3 bedrooms and 3 bathrooms, the home offers both comfort and functionality. The unfinished basement provides endless potential for customization. Set on a .22-acre lot, this home enjoys a rare panoramic setting overlooking open space and a park—creating a peaceful backdrop and an ideal indoor-outdoor lifestyle. Room to grow and great for entertaining. This home includes a solar energy system with a transferable lease.

Getting Around

17
WalkingCar-Dependent
22
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

5/10
1/10
5/10
Prairie View High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,140

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,084
  • Total interior livable area: 3,084 sqft

Property

Details

  • Parcel number: R0203381
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 9,578 sqft
  • Features: Open Space

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$303$3,636
Property Taxes $319$3,828
Electricity $232$2,793
Total$3,786$45,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,805/yr
40% on housing$113,580/yr
45% on housing$100,960/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 80022$176
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80022$206
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$580,000
2026-04-08Price change$599,900
2026-03-15Price change$610,000
2026-02-28Price change$620,000
2026-02-01Listed for sale$640,000
2023-05-09Sold$599,900
2023-03-07Listed for sale$599,900

For Sale by Agent

AgentManijeh Saeidi
BrokerageBrokers Guild Real Estate

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