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147 Fairharbor Drive #147, Patchogue, NY, 11772

1beds
1baths
675sqft
$289,000
$428price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

Enjoy waterfront living in this beautifully renovated first-floor co-op located in a private gated community. Completely updated from top to bottom, this move-in ready home features hardwood flooring, recessed lighting, a stunning kitchen with quartz countertops, new cabinetry, and stainless steel appliances, along with a fully remodeled bathroom. New air conditioning units provide comfort throughout the summer months. The bright and inviting living area creates the perfect place to enjoy your morning coffee, entertain guests, or unwind while taking in the peaceful water views. Residents enjoy access to a variety of community amenities, including boat slips (subject to availability), kayak and paddleboard storage, a waterfront picnic and barbecue area, on-site laundry facilities, and the security of a gated entrance. Whether you're searching for a full-time residence or a relaxing weekend escape, this turnkey waterfront co-op offers low-maintenance living in a beautiful setting with everything you need right at your doorstep.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
River Elementary SchoolGrades PK-50.8 mi
6/10
5/10

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,His and Hers Closets,Open Floorplan
  • Flooring: Hardwood,Wood
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 675
  • Total interior livable area: 675 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Two
  • On waterfront: Yes
  • Waterfront features: Waterfront

Parking

  • Parking features: Common,Parking Lot,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$120$1,440
Property Taxes $390$4,680
Electricity $246$2,954
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 11772$353
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11772$402
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$279,000
2026-07-07Price change$289,000
2026-06-24Listed for sale$299,000
2025-06-21Listing removed$2,400
2025-06-04Listed for rent$2,400
2025-05-25Listing removed$2,450
2025-05-04Listed for rent$2,450
2023-04-26Listing removed--
2023-04-17Price change$2,200
2023-03-17Price change$2,350
2023-03-06Listed for rent$2,450

For Sale by Agent

AgentGlenn Lombardo
BrokerageSignature Premier Properties

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