4399 87th St NE, Monticello, MN, 55362
About This Home
Welcome home to this charming 4-bedroom, 3-bath residence with an attached 3 car garage, nestled in a quiet and established Monticello neighborhood. Ideally located between St. Cloud and Minneapolis, this home offers peaceful living away from the hustle and bustle of the Twin Cities while providing convenient access to shopping, restaurants, parks and major roadways. Designed for comfortable living and entertaining, the home features spacious living areas, a finished basement offering additional gathering and recreation space, and new kitchen appliances that make meal preparation a breeze. Step outside to enjoy the deck overlooking the large backyard, perfect for summer barbecues and relaxing evenings. Families will appreciate the included playground set, creating a fun outdoor space for children to play and make lasting memories. Nature lovers will enjoy the nearby lakes and scenic Mississippi River, wile excellent schools and abundance recreational opportunities make this location especially desirable. Combining small-town charm with modern conveniences, this beautiful home is ready to welcome its next owners.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Age Over 8 Years,Asphalt,Pitched
- Construction materials: Block,Brick,Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Chandelier,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Lower Level,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Daylight,Finished,Storage Space,Sump Basket,Sump Pump
Bedroom
- Level: Upper
- Area: 192
- Dimensions: 16x12
Bedroom2
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 10x11
Bedroom4
- Level: Lower
- Area: 168
- Dimensions: 12x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Upper
- Area: 140
- Dimensions: 10x14
Family Room
- Level: Lower
- Area: 580
- Dimensions: 29x20
Features
- Finished area below ground: 784
- Finished area above ground: 1,323
Flex Room
- Level: Lower
- Area: 126
- Dimensions: 9x14
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,107
- Total interior livable area: 2,107 sqft
Living Room
- Level: Upper
- Area: 165
- Dimensions: 11x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 155180002170
- Zoning description: Residential-Single Family
- Foundation area: 1323
Features
- Levels: Multi/Split
- Patio & porch: Deck,Front Porch
- Fencing: Chain Link,Full
Lot
- Lot size: 0.31 Acres
- Features: Sod Included in Price,Tree Coverage - Light
- Lot size dimensions: 85 x 159
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $277 | $3,324 |
| Property Taxes | $334 | $4,008 |
| Electricity | $177 | $2,132 |
| Total | $2,759 | $33,108 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $389,900 |
| 2026-07-27 | Listing removed | $399,900 |
| 2026-06-29 | Price change | $399,900 |
| 2026-06-24 | Price change | $415,000 |
| 2026-06-17 | Listed for sale | $429,000 |
| 2021-06-11 | Sold | $348,000 |
| 2021-04-19 | Pending sale | $320,000 |
| 2021-04-16 | Listed for sale | $320,000 |
| 2017-05-15 | Sold | $239,900 |
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