655 55th St NE, Buffalo, MN, 55313
About This Home
Nestled on over 3 acres of private, landscaped, and wooded grounds, this exquisite residence embodies Elegance, comfort, and true one-level living. The main floor offers 3 bedrooms, including a serene primary suite with a spa-inspired bath and walk-in closet. An open floor plan showcases sun-filled living spaces framed by walls of windows, flowing seamlessly into a large, open kitchen with casual dining and an elegant formal dining room—perfect for both intimate gatherings and grand entertaining. Rich hardwoods, tile, and larger detailed millwork elevate the home’s timeless elegance. The finished lower level is designed for leisure, featuring a sprawling family room, space for a future wet bar and game area, and walk-out access to the backyard. Two additional bedrooms, an office, a nonconforming bedroom, and a versatile playroom provide unmatched flexibility. A luxury spa bathroom with sauna completes the lower level retreat. Built on an insulated concrete foundation with in-floor heating capability, the home combines efficiency with comfort. The heated oversized garage adds abundant storage and workspace. Outdoors, enjoy walking trails, expansive green space, and the tranquility of your own private wooded estate. Every detail of this property reflects quality, sophistication, and refined living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Age Over 8 Years,Architectural Shingle,Pitched
- Construction materials: Frame,ICFs (Insulated Concrete Forms)
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Central Vacuum,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Humidifier,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Finished,Full,Concrete,Storage Space,Sump Pump,Walk-Out Access
Bedroom
- Level: Main
- Area: 180
- Dimensions: 15x12
Bedroom2
- Level: Lower
- Area: 154
- Dimensions: 14x11
Bedroom3
- Level: Main
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom5
- Level: Lower
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 110
- Dimensions: 11x10
Exercise Room
- Level: Lower
- Area: 88
- Dimensions: 11x8
Family Room
- Level: Lower
- Area: 196
- Dimensions: 14x14
Features
- Central Vacuum
- Finished area below ground: 1,766
- Finished area above ground: 1,994
Heating & Cooling
- Heating features: Forced Air,Heat Pump,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 3,760
- Total interior livable area: 3,760 sqft
Kitchen
- Level: Main
- Area: 360
- Dimensions: 20x18
Laundry
- Level: Main
- Area: 64
- Dimensions: 8x8
Living Room
- Level: Main
- Area: 210
- Dimensions: 15x14
Office
- Level: Lower
- Area: 182
- Dimensions: 14x13
Other
- Level: Lower
- Area: 280
- Dimensions: 20x14
Other
- Level: Lower
- Area: 132
- Dimensions: 12x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 202042003020
- Zoning description: Residential-Single Family
- Foundation area: 1994
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
Lot
- Lot size: 3.44 Acres
- Features: Tree Coverage - Heavy
- Lot size dimensions: 81 x 241 x 46 x 35 x 352 x 359 x 441
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $576 | $6,912 |
| Property Taxes | $652 | $7,824 |
| Electricity | $317 | $3,805 |
| Total | $6,095 | $73,140 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed for sale | $950,000 |
| 2025-12-01 | Listing removed | $975,000 |
| 2025-09-11 | Listed for sale | $975,000 |
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