8508 Cantera Ridge Rd, Temple, TX, 76502
About This Home
UPGRADES + 5.75% ASSUMABLE VA LOAN! Beautifully upgraded 4-bedroom, 2-bath home built in 2022 in West Temple, offering modern style, functionality, and a rare opportunity for qualified buyers to assume a low 5.75% VA loan. The open-concept layout provides seamless flow between the living, kitchen, and dining areas—ideal for everyday living and entertaining. The spacious primary suite features a walk-in shower, double vanity, walk-in closet, and built-in shelving. Interior upgrades include luxury vinyl plank flooring in main areas and the primary bedroom, a custom electric fireplace, upgraded dining chandelier, and ceiling fans throughout. A frosted glass front door adds natural light with privacy. Major improvements include a new roof (2024) with 120 MPH architectural shingles, added attic insulation, three exhaust fans, insulated garage door, and improved ventilation for energy efficiency. Additional features include updated cabinet hardware, full ADT security system, and a fully fenced backyard with durable metal post construction. Located in West Temple and zoned for Belton ISD, with convenient access to shopping, dining, and community amenities including a pool and playground. Move-in ready with upgrades, efficiency, and a valuable financing advantage. Schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Blown-In Insulation,Lap Siding,Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Oven,Vented Exhaust Fan,Some Electric Appliances
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- All Bedrooms Down,Ceiling Fan(s),Double Vanity,Open Floorplan,Pull Down Attic Stairs,Recessed Lighting,Shower Only,Separate Shower,Tub Shower,Walk-In Closet(s),Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s),Radiant
- Cooling features: Central Air,Electric,1 Unit
Interior Area
- Total interior livable area: 1,814 sqft
Property
Details
- Parcel number: 508847
Features
- Levels: One
- Stories: 1
- Pool features: Community,In Ground
- Patio & porch: Covered,Patio
- Exterior features: Covered Patio
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 7,200 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $307 | $3,684 |
| Electricity | $238 | $2,859 |
| Total | $2,140 | $25,680 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-24 | Price change | $279,999 |
| 2025-10-06 | Price change | $285,500 |
| 2025-08-18 | Price change | $289,000 |
| 2025-07-03 | Price change | $289,500 |
| 2025-06-16 | Price change | $290,000 |
| 2025-06-04 | Price change | $296,000 |
| 2025-04-25 | Listed for sale | $296,500 |
| 2023-03-08 | Listing removed | -- |
| 2023-03-04 | Listed for sale | $277,790 |
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