848 Otto Loop, Crestview, FL, 32539
About This Home
Welcome to 848 Otto Loop, an exceptional home that combines modern convenience with a thoughtfully designed layout. Located just minutes from shopping and dining along Highway 85 and Highway 90, this home offers an easy commute to Duke Field and Eglin Air Force Base, and a 5.1% Assumable Rate is Available for VA-Eligible Buyers! The home offers immediate curb appeal with a front porch and stone landscaping. The residence has been thoughtfully maintained, featuring full gutters to ensure that it remains protected through every season. Step inside to experience the difference a newer build makes, featuring luxury vinyl flooring throughout the main living areas and recessed lighting that brightens every room. The living room flows seamlessly into the kitchen equipped with granite countertops, a large island, a walk-in pantry, a smooth-top electric range, a dishwasher, and a built-in microwave. The home features four bedrooms and two bathrooms. The primary suite with a walk-in closet and private bath are positioned on one side of the home, while the other bedrooms and a second full bathroom are located on the other. Both bathrooms are upgraded with granite countertops, and all bedrooms are finished with comfortable carpeting. The interior is completed by double-pane windows and convenient washer and dryer hookups. Outside, the fully fenced backyard provides a private retreat with a covered back patio and no neighbors directly behind. Perfect for morning coffee or evening unwinding. The property also includes a two-car, attached garage. Residents enjoy sidewalk-lined streets and access to the community pool. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Frame,Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 228.42
- Dimensions: 16.2 x 14.1
Bedroom
- Level: First
- Area: 139.32
- Dimensions: 12.9 x 10.8
Bedroom
- Level: First
- Area: 1273.86
- Dimensions: 126 x 10.11
Bedroom
- Level: First
- Area: 122.331
- Dimensions: 12.1 x 10.11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Kitchen Island,Recessed Lighting,Pantry,Split Bedroom
- Window features: Double Pane Windows
- Flooring: Vinyl
- Common walls with other units/homes: No Common Walls
Great Room
- Level: First
- Area: 691.12
- Dimensions: 32.6 x 21.2
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,787
- Total interior livable area: 1,787 sqft
Kitchen
- Level: First
- Area: 305.9
- Dimensions: 23 x 13.3
Other
- Level: First
- Area: 202.34
- Dimensions: 15.1 x 13.4
Property
Details
- Parcel number: 273N23177900000240
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Covered
- Exterior features: Private Yard,Rain Gutters
Lot
- Lot size: 8,712 sqft
- Features: Sidewalk
- Lot size dimensions: .2
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,865 | $22,380 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $299 | $3,588 |
| Electricity | $197 | $2,366 |
| Total | $2,560 | $30,720 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-06 | Listed for sale | $369,000 |
| 2023-06-22 | Sold | $354,900 |
| 2023-05-22 | Pending sale | $359,900 |
| 2023-05-15 | Price change | $359,900 |
| 2023-03-29 | Price change | $358,900 |
| 2023-03-20 | Price change | $348,900 |
| 2023-03-13 | Price change | $347,900 |
| 2023-03-06 | Price change | $343,900 |
| 2023-03-02 | Listed for sale | $342,900 |
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