215 McClure Mill Rd, Franklin, NC, 28734
About This Home
Creekfront mountain living meets flexible income potential at this lovely 0.75 acre unrestricted property on desirable Coweeta Creek! This versatile cabin offers two fully equipped living spaces connected by interior stairs and each with a private exterior entrance, ideal for multi-generational living or rental income. The upper level features 3 bedrooms, 1 baths, full kitchen, living room with rock fireplace and vaulted wood-beam ceiling plus an open loft area. The lower level includes 2 bedrooms, 1 bath, a full kitchen and a cozy living room with a second rock fireplace. Totaling 5 bedrooms and 2 baths (3-bedroom septic), the home also includes a basement with garage, large workshop and utility room. Enjoy the soothing creek views and sounds from the upper covered porch or lower screened-in porch. Fish, swim, tube or kayak right from your own backyard. Unrestricted land, no HOA, no zoning, easy access and high-speed internet. Ideal for full-time living, long-term or short-term rentals. The creek frontage is considered floodplain but the home is not since it is nicely elevated. Search the address on YouTube to see the Video then call to set up a showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Log Siding,Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Log,Cabin
- Property subType: Residential,Cabin,Multi Family,Current Rental
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven/Range,Refrigerator,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Partial,Workshop,Exterior Entry
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Kitchen/Dining Room,Kitchen/FR Combo,Primary on Main Level,In-Law Floorplan
- Window features: Screens,Window Treatments
- Flooring: Carpet,Vinyl,Hardwood
- Fireplace features: Wood Burning,Stone
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Electric,Wood,Propane,Baseboard
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,035
- Total interior livable area: 2,035 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 6581739704
Features
- Patio & porch: Deck,Screened Porch/Deck
- Exterior features: Rustic Appearance
- Has view: Yes
- View description: Short Range View,View Year Round,Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: River Front,Stream/Creek
- Living area range: 2001-2200
Lot
- Lot size: 0.75 Acres
- Features: Level Yard,Rolling,Unrestricted
Parking
- Parking features: Garage-Single in Basement,Limited Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Ice Storm
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Macon County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $136 | $1,632 |
| Electricity | $200 | $2,405 |
| Total | $2,590 | $31,080 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Listed for sale | $429,900 |
| 2009-12-11 | Sold | $105,000 |
View on Zillow