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8905 N Mike Ardaw Rd, Willow, AK, 99688

5beds
4baths
2,743sqft
$649,000
$237price/sqft
$4,562/moest. monthly cost
$182,480/yrincome needed

About This Home

☑️Ranch home☑️Shop☑️Air BnB☑️WaterfrontThe moment you walk into the main house you feel at home and at peace. 1,591sqft / 3 spacious bedrooms laid out for privacy, 2.5 bathrooms, and an open concept kitchen/living room/dining room area designed for entertaining!The primary ensuite has a large soaking tub and the closet has ample storage with access to the HUGE crawlspace with 8' ceilings!If waterfront living is on your bucket list, you'll love the Nancy creek flowing through the back yard. Kayak the creek right into Nancy Lake! Sip your morning coffee on the back trex deck as you listen to the rapids or enjoy s'mores at the firepit in your large, private backyard. Love to garden? These flowerbeds are waiting for you to watch them bloom and this heated green house is ready to grow delicious fruits and vegetables year round. Got chickens? You can now! The coup and run are ready for your livestock to live the luxury life! But wait- there's more! In addition to the main home, there's also a 40 x 60 shop with tall enough doors to fit RVs and boats. There's 1,760 sqft to store your Alaskan toys, work on vehicles, run a business, or whatever your heart desires! But I'm not done yet! There's another 1,152 square foot apartment with a very lucrative air BnB averaging about $15,000 annually with little effort! https://www.airbnb.co.uk/rooms/49055865?unique_share_id=a98fd5f0-268d-4f05-a74c-4ee383407a2c&viralityEntryPoint=1&s=76 This amazing property sits on a gated 3.15 acre lot, heavily treed for privacy. It's time to call this Alaskan oasis, your home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

10/10
Willow Elementary SchoolGrades PK-54.6 mi
4/10
Houston Middle SchoolGrades 6-89.5 mi
4/10
Houston High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Composition,Shingle
  • Construction materials: Frame,Wood Frame - 2x6,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer &/Or Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • BR/BA on Main Level,BR/BA Primary on Main Level,Ceiling Fan(s),Den &/Or Office,Soaking Tub,Vaulted Ceiling(s),Storage
  • Fireplace features: Gas,Fire Pit
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Fireplace(s),Forced Air,Oil,Radiant

Interior Area

  • Total structure area: 2,743
  • Total interior livable area: 2,743 sqft

Property

Details

  • Parcel number: 2375000T005
  • Zoning: RES
  • Zoning description: Residential (Unofficial)

Features

  • Patio & porch: Deck/Patio
  • Exterior features: Private Yard
  • On waterfront: Yes
  • Waterfront features: Waterfront,Creek,None,Creek Access,Lake Privileges
  • Waterbody name: Nancy Creek
  • Topography of land: Gently Rolling
  • Horses can be raised: Yes

Lot

  • Lot size: 3.15 Acres
  • Features: Fire Service Area,Horse Property,Poultry Allowed

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,RV Access/Parking,Attached,Detached,No Carport
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Earthquake
    EarthquakeVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Avalanche
Earthquake
Winter Weather
Cold Wave
Wildfire
Landslide

FEMA Declared Disasters in Matanuska-Susitna Borough and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $338$4,056
Property Taxes $486$5,832
Electricity $457$5,486
Total$4,562$54,744

Income You'd Need if You Spent...

35% on housing$156,411/yr
40% on housing$136,860/yr
45% on housing$121,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 99688$187
Matanuska-Susitna Borough$208

vs Homes Sold Last Month

Median $/sqft

ZIP 99688$214
Matanuska-Susitna Borough$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$649,000
2013-11-27Sold--

For Sale by Agent

AgentMJ Motta-Gillis
BrokerageEXP Realty, LLC

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